Gustine, California Cost Of Living

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D+

Overall 4%

Goods & Services 2%

Housing 15%

Date & Last Updated: This data reflects 2022 and was released from C2ER in January, 2022; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Gustine	California	National
Cost of living	104	140	100
Goods & Services	102	109	100
Groceries	99	112	100
Health care	100	109	100
Housing	85	196	100
Transportation	135	132	100
Utilities	145	127	100

Key findings

The cost of living in Gustine is 26% lower than the California average
The cost of living in Gustine is 4% higher than the national average
Gustine housing is 15% lower than the national average
California general sales tax is 42% higher than the national average
California state income tax is 59% lower than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$59,226	$4,936	$1,382	$1,777
Renters	$27,459	$2,288	$641	$824

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Gustine, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Gustine homeowners, is $59,226. This would allow for a maximum of $1,382 per month to be spent on housing costs. For renters, the median monthly income is $27,459 which would result in a maximum of $641 to be spent on rental costs.

California Sales Tax

State	General Sales Tax	With Max Surtax
California	7.25%	10.5%

California Income Tax

State	Income Tax (Low)	Income Tax (High)
California	1%	13.3%

Goods & Services

Item	Gustine	National avg.	Difference
Haircut	$20.43	$20.27	0.8%
Beauty Salon	$58.44	$40.39	44.7%
Toothpaste	$3.19	$2.36	35.2%
Shampoo	$1.05	$1.08	2.8%
Movie	$12.23	$10.99	11.3%
Bowling	$17.98	$15.49	16.0%

Groceries

Item	Gustine	National avg.	Difference
Ground Beef	$5.34	$4.30	24.3%
Fried Chicken	$1.33	$1.40	5.2%
Milk	$2.58	$2.20	16.9%
Potatoes	$2.48	$3.22	23.0%
Pizza	$14.00	$10.74	30.4%
Beer	$8.83	$9.60	8.0%

Health Care

Item	Gustine	National avg.	Difference
Optometrist	$126.50	$109.73	15.3%
Doctor	$114.86	$118.34	2.9%
Dentist	$97.05	$100.94	3.9%
Ibuprofen	$10.31	$9.93	3.8%
Lipitor	$470.65	$469.53	0.2%

Housing

Item	Gustine	National avg.	Difference
Home Price	$151,900.00	$184,700.00	17.8%
Avg. Mortgage Payment	$1,688.63	$1,229.62	37.3%
Apartment Rent	$854.00	$949.00	10.0%

Transportation

Item	Gustine	National avg.	Difference
Gasoline	$3.84	$2.71	41.6%
Tire Balancing	$64.74	$51.86	24.8%

Utilities

Item	Gustine	National avg.	Difference
All Electricity	$313.19	$170.84	83.3%
Phone	$179.08	$187.18	4.3%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Volta, CA	243	112	12.4%
Crows Landing, CA	255	97	3.1%
Santa Nella, CA	1,965	105	4.6%
Delhi, CA	10,968	106	5.8%
Newman, CA	10,808	106	6.5%
Gustine, CA	5,684	104	4.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Woodland, WA	5,684	109	8.6%
Charles Town, WV	5,682	101	1.3%
Ashfield-Colborne-Wawanosh, ON	5,681	n/a
Coal City, IL	5,687	99	0.9%
Vine Grove, KY	5,680	95	4.5%
Gustine, CA	5,684	104	4.0%

Source: This data reflects 2021 and was released from C2ER in January, 2022; this is the most current data available.