Cost of Living in Guntersville, AL

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2%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
5%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Guntersville Alabama National
Cost of living9889100
Groceries9596100
Health care9595100
Housing10574100
Transportation9295100
Utilities9797100
Lifestyle & Entertainment9494100
Household Items9996100
Education & Childcare9293100
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Homes For Sale In Guntersville, AL

property for sale

1825 Forest Dr

Guntersville, AL
property for sale

155 Cumberlind Dr

Guntersville, AL
property for sale

3513 Cedar Ln

Guntersville, AL
property for sale

3405 Colonial Dr

Guntersville, AL
See the Newest Homes For Sale In Guntersville, AL

Cost Of Living Quick Facts

  • The cost of living in Guntersville is 10% higher than the Alabama average
  • The cost of living in Guntersville is 2% lower than the national average
  • Guntersville housing is 5% higher than the national average
  • Alabama general sales tax is 22% lower than the national average
  • Alabama state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Guntersville

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$114,137$9,511$2,663$3,424
      Renters$38,077$3,173$888$1,142
      A good way to judge both the affordability of the housing and the cost of living in Guntersville is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Guntersville has a median income of about $114,137 for people who own homes. Based on that number, a maximum of $2,663 should be spent on expenses related to housing. Renters have a slightly different median income, which is $38,077. Based on this average, renters should spend no more than $888 on all rental costs if they want to maintain a non-impoverished standard of living.

      Alabama Sales Tax

      State General Sales Tax With Max Surtax
      Alabama 4% 13.5%

      Alabama Income Tax

      State Income Tax (Low) Income Tax (High)
      Alabama 2% 5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Whitesboro, AL2,2198217.6%
      Boaz, AL9,7808416.3%
      Albertville, AL22,3548712.9%
      Douglas, AL1,1018712.6%
      New Hope, AL2,9498911.0%
      Guntersville, AL8,759982.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Druid Hills, GA8,75816262.2%
      East Grand Forks, MN8,7561000.5%
      Richmond Heights, MO8,7561077.4%
      Shiprock, NM8,7628316.8%
      Sitka, AK8,75513333.0%
      Guntersville, AL8,759982.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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