| Index | Gray | Georgia | National |
| Cost of living | 91 | 93 | 100 |
| Goods & Services | 97 | 97 | 100 |
| Groceries | 97 | 98 | 100 |
| Health care | 95 | 100 | 100 |
| Housing | 80 | 86 | 100 |
| Transportation | 97 | 94 | 100 |
| Utilities | 86 | 86 | 100 |


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| Cost of living index | |
| Goods & Services index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $69,297 | $5,775 | $1,617 | $2,079 |
| Renters | $21,750 | $1,813 | $507 | $653 |
| State | General Sales Tax | With Max Surtax |
| Georgia | 4% | 8% |
| State | Income Tax (Low) | Income Tax (High) |
| Georgia | 1% | 5.57% |
| Item | Gray | National avg. | Difference |
| Haircut | $13.33 | $24.26 | 45.0% |
| Beauty Salon | $35.83 | $45.56 | 21.4% |
| Toothpaste | $3.70 | $3.70 | 0.2% |
| Shampoo | $1.10 | $1.28 | 13.8% |
| Movie | $12.83 | $12.13 | 5.8% |
| Bowling | $7.50 | $18.00 | 58.3% |
| Item | Gray | National avg. | Difference |
| Ground Beef | $6.74 | $5.84 | 15.4% |
| Fried Chicken | $1.42 | $1.57 | 9.5% |
| Milk | $4.52 | $4.67 | 3.2% |
| Potatoes | $5.52 | $4.93 | 11.9% |
| Pizza | $12.49 | $12.09 | 3.4% |
| Beer | $9.98 | $10.41 | 4.1% |
| Item | Gray | National avg. | Difference |
| Optometrist | $133.00 | $125.68 | 5.8% |
| Doctor | $83.33 | $135.78 | 38.6% |
| Dentist | $131.25 | $113.29 | 15.9% |
| Ibuprofen | $10.05 | $10.65 | 5.6% |
| Lipitor | $510.21 | $468.60 | 8.9% |
| Item | Gray | National avg. | Difference |
| Home Price | $142,300.00 | $184,700.00 | 23.0% |
| Avg. Mortgage Payment | $1,438.43 | $2,346.69 | 38.7% |
| Apartment Rent | $810.00 | $949.00 | 14.6% |
| Item | Gray | National avg. | Difference |
| Gasoline | $3.20 | $3.46 | 7.6% |
| Tire Balancing | $65.19 | $59.92 | 8.8% |
| Item | Gray | National avg. | Difference |
| All Electricity | $150.33 | $193.99 | 22.5% |
| Phone | $189.93 | $192.25 | 1.2% |
| City | Population | Cost of Living Index | National Avg. |
| Ivey, GA | 1,190 | 78 | 21.8% |
| Gordon, GA | 1,951 | 81 | 19.2% |
| Payne, GA | 269 | 84 | 16.3% |
| Macon-Bibb County, GA | 153,026 | 89 | 11.1% |
| Gray, GA | 3,223 | 91 | 9.4% |
| City | Population | Cost of Living Index | National Avg. |
| Wellsboro, PA | 3,223 | 95 | 4.6% |
| Georgetown, IL | 3,224 | 82 | 17.8% |
| Hodgenville, KY | 3,221 | 87 | 13.4% |
| Lebanon, VA | 3,221 | 79 | 20.7% |
| Portneuf, QC | 3,225 | n/a | |
| Gray, GA | 3,223 | 91 | 9.4% |