Cost of Living in Golden Valley, AZ

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11%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Golden Valley Arizona National
Cost of living89101100
Groceries101101100
Health care102101100
Housing5896100
Transportation103102100
Utilities112111100
Lifestyle & Entertainment103103100
Household Items99101100
Education & Childcare102103100
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Homes For Sale In Golden Valley, AZ

property for sale

854 S Salt Pl

Golden Valley, AZ
property for sale

Diabase Dr

Golden Valley, AZ
property for sale

Lot 007C N Unknown

Golden Valley, AZ
property for sale

W Agua Fria Dr

Golden Valley, AZ

Cost Of Living Quick Facts

  • The cost of living in Golden Valley is 12% lower than the Arizona average
  • The cost of living in Golden Valley is 11% lower than the national average
  • Golden Valley housing is 42% lower than the national average
  • Arizona general sales tax is 10% higher than the national average
  • Arizona state income tax is 4% lower than the national average

Most Affordable Places to Live in and Around Golden Valley

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Compare Golden Valley, AZ Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$62,630$5,219$1,461$1,879
      Renters$43,377$3,615$1,012$1,301
      The affordability of the housing market in Golden Valley, AZ as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Golden Valley homeowners, the median income is $62,630. This indicates that a monthly maximum of $1,461 should be spent by homeowners on all housing related costs. Renters have a median income of $43,377. This indicates that renters would have a maximum of $1,012 for their rent related monthly costs.

      Arizona Sales Tax

      State General Sales Tax With Max Surtax
      Arizona 5.6% 10.725%

      Arizona Income Tax

      State Income Tax (Low) Income Tax (High)
      Arizona 2.5% 2.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Oatman, AZ441011.4%
      McConnico, AZ01032.6%
      So-Hi, AZ3388515.3%
      Chloride, AZ4078613.7%
      New Kingman-Butler, AZ13,3858812.1%
      Golden Valley, AZ8,4238910.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Gering, NE8,421946.2%
      Eden Isle, LA8,42611211.9%
      Siler City, NC8,4188910.8%
      Irondale, GA8,417918.7%
      Piedmont, OK8,4161066.1%
      Golden Valley, AZ8,4238910.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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