| Index | Gladstone | Oregon | National |
| Cost of living | 127 | 111 | 100 |
| Groceries | 104 | 104 | 100 |
| Health care | 103 | 105 | 100 |
| Housing | 178 | 124 | 100 |
| Transportation | 106 | 106 | 100 |
| Utilities | 102 | 106 | 100 |
| Lifestyle & Entertainment | 106 | 107 | 100 |
| Household Items | 104 | 104 | 100 |
| Education & Childcare | 109 | 109 | 100 |

Knowing the cost of living in Gladstone allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Gladstone stands at 127, marking it 27% higher than the national average.
If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Gladstone is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Gladstone falls into this category, which may not align with your goal of finding a budget-friendly living environment.
When it comes to the cost of living in Gladstone, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 77.9% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.
Is Gladstone an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Gladstone is 90.5% higher than the national average, while the average monthly rent prices are 48.3% higher than average. The affordability of any location can also be influenced by median income levels. Gladstone has a median household income of $103,516, which is 27.3% higher than the national average.
Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Gladstone, healthcare costs are 2.6% higher than the national average.
Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Gladstone, the transportation index is 5.9% higher than the national average.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Gladstone, the groceries index is 4.4% higher than the national average.
The Gladstone cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $143,791 | $11,983 | $3,355 | $4,314 |
| Renters | $63,506 | $5,292 | $1,482 | $1,905 |
| State | General Sales Tax | With Max Surtax |
| Oregon | 0% | 0% |
| State | Income Tax (Low) | Income Tax (High) |
| Oregon | 4.75% | 9.9% |
| City | Population | Cost of Living Index | National Avg. |
| Barlow, OR | 189 | 105 | 4.7% |
| Johnson City, OR | 554 | 83 | 17.4% |
| Donald, OR | 1,499 | 106 | 5.8% |
| Wood Village, OR | 4,182 | 109 | 8.6% |
| Hubbard, OR | 3,603 | 119 | 19.4% |
| Gladstone, OR | 12,563 | 127 | 26.7% |
| City | Population | Cost of Living Index | National Avg. |
| Eatontown, NJ | 12,568 | 129 | 29.3% |
| Ottawa, KS | 12,572 | 87 | 13.3% |
| Mays Chapel, MD | 12,573 | 137 | 37.2% |
| Bainbridge, GA | 12,552 | 92 | 8.1% |
| Baraboo, WI | 12,549 | 95 | 5.3% |
| Gladstone, OR | 12,563 | 127 | 26.7% |