D-
27%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
78%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Gladstone Oregon National
Cost of living127111100
Groceries104104100
Health care103105100
Housing178124100
Transportation106106100
Utilities102106100
Lifestyle & Entertainment106107100
Household Items104104100
Education & Childcare109109100
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An Overview of Cost of Living in Gladstone, OR

Knowing the cost of living in Gladstone allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Gladstone stands at 127, marking it 27% higher than the national average.

If affordability is among your top priorities when searching for a new place to live, this area may not be the ideal fit, as the cost of living in Gladstone is among the most expensive in the United States. Just a minority of areas exhibit a cost of living at least 20% higher than the national average, and unfortunately, Gladstone falls into this category, which may not align with your goal of finding a budget-friendly living environment.

When it comes to the cost of living in Gladstone, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 77.9% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

Is Gladstone Affordable?

Is Gladstone an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Gladstone is 90.5% higher than the national average, while the average monthly rent prices are 48.3% higher than average. The affordability of any location can also be influenced by median income levels. Gladstone has a median household income of $103,516, which is 27.3% higher than the national average.

What Factors can Influence the Cost of Living in Gladstone?

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Gladstone, healthcare costs are 2.6% higher than the national average.

Transportation: In situations where public transportation is limited or nonexistent, local residents may be required to own and maintain their own vehicles, contributing to an elevated cost of living. Monthly expenditures may encompass fuel costs, insurance premiums, routine vehicle upkeep and possibly lease or financing payments. In Gladstone, the transportation index is 5.9% higher than the national average.

Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Gladstone, the groceries index is 4.4% higher than the national average.

Where is the Data From?

The Gladstone cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Gladstone is 14% higher than the Oregon average
  • The cost of living in Gladstone is 27% higher than the national average
  • Gladstone housing is 78% higher than the national average
  • Oregon general sales tax is 100% lower than the national average
  • Oregon state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Gladstone

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Compare Gladstone, OR Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$143,791$11,983$3,355$4,314
      Renters$63,506$5,292$1,482$1,905
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Gladstone, OR, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Gladstone, homeowners have a median income of $143,791. Using that number, a maximum of $3,355 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $63,506, which means there is a maximum of $1,482 to be spent on the costs of renting a home or apartment.

      Oregon Sales Tax

      State General Sales Tax With Max Surtax
      Oregon 0% 0%

      Oregon Income Tax

      State Income Tax (Low) Income Tax (High)
      Oregon 4.75% 9.9%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Barlow, OR1891054.7%
      Johnson City, OR5548317.4%
      Donald, OR1,4991065.8%
      Wood Village, OR4,1821098.6%
      Hubbard, OR3,60311919.4%
      Gladstone, OR12,56312726.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Eatontown, NJ12,56812929.3%
      Ottawa, KS12,5728713.3%
      Mays Chapel, MD12,57313737.2%
      Bainbridge, GA12,552928.1%
      Baraboo, WI12,549955.3%
      Gladstone, OR12,56312726.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.