Cost Of Living in Gibson Flats, MT

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A+

3%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Gibson Flats	Montana	National
Cost of living	103	102	100
Groceries	104	103	100
Health care	102	102	100
Housing	n/a	101	100
Transportation	101	100	100
Utilities	105	104	100
Lifestyle & Entertainment	101	100	100
Household Items	99	100	100
Education & Childcare	106	102	100

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Cost Of Living Quick Facts

The cost of living in Gibson Flats is 1% higher than the Montana average
The cost of living in Gibson Flats is 3% higher than the national average
Gibson Flats housing is 6% higher than the national average
Montana general sales tax is 100% lower than the national average
Montana state income tax is 61% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$103,499	$8,625	$2,415	$3,105
Renters	$0	$0	$0	$0

Montana Sales Tax

State	General Sales Tax	With Max Surtax
Montana	0%	0%

Montana Income Tax

State	Income Tax (Low)	Income Tax (High)
Montana	1%	6.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Belt, MT	557	91	8.5%
Black Eagle, MT	868	92	8.0%
Stockett, MT	196	92	7.9%
Vaughn, MT	906	93	6.7%
Sun Prairie, MT	1,649	94	5.6%
Gibson Flats, MT	212	103	2.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Dell, AR	212	80	20.0%
Watson, AR	212	81	19.3%
College City, CA	212	116	16.4%
Phippsburg, CO	212	107	6.8%
Woodside, DE	212	98	2.4%
Gibson Flats, MT	212	103	2.5%