Cost Of Living in Gearhart, OR

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F

33%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

89%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Gearhart	Oregon	National
Cost of living	133	111	100
Groceries	105	104	100
Health care	110	105	100
Housing	189	124	100
Transportation	112	106	100
Utilities	111	106	100
Lifestyle & Entertainment	109	107	100
Household Items	104	104	100
Education & Childcare	112	109	100

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Homes For Sale In Gearhart, OR

1146 N Marion {gearhart House} AVE Unit 3-680

Gearhart, OR

1146 N Marion Ave #680

Gearhart, OR

1238 N Marion Ave Unit V470

Seaside, OR

1238 N Marion Ave

Seaside, OR

See the Newest Homes For Sale In Gearhart, OR

Cost Of Living Quick Facts

The cost of living in Gearhart is 19% higher than the Oregon average
The cost of living in Gearhart is 33% higher than the national average
Gearhart housing is 89% higher than the national average
Oregon general sales tax is 100% lower than the national average
Oregon state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$140,925	$11,744	$3,288	$4,228
Renters	$84,255	$7,021	$1,966	$2,528

Oregon Sales Tax

State	General Sales Tax	With Max Surtax
Oregon	0%	0%

Oregon Income Tax

State	Income Tax (Low)	Income Tax (High)
Oregon	4.75%	9.9%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Jeffers Gardens, OR	319	99	0.7%
Warrenton, OR	5,832	116	16.4%
Astoria, OR	10,196	120	19.9%
Seaside, OR	7,008	122	22.2%
Cannon Beach, OR	1,606	156	56.4%
Gearhart, OR	1,926	133	32.7%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Midway, KY	1,926	97	3.4%
Port Henry, NY	1,926	92	8.5%
Ridgely, TN	1,926	82	18.4%
Cameron, WI	1,926	92	8.2%
Lot 24, PE	1,926	n/a
Gearhart, OR	1,926	133	32.7%