| Index | Astoria | Oregon | National |
| Cost of living | 120 | 111 | 100 |
| Groceries | 105 | 104 | 100 |
| Health care | 110 | 105 | 100 |
| Housing | 146 | 124 | 100 |
| Transportation | 112 | 106 | 100 |
| Utilities | 111 | 106 | 100 |
| Lifestyle & Entertainment | 109 | 107 | 100 |
| Household Items | 104 | 104 | 100 |
| Education & Childcare | 112 | 109 | 100 |
Knowing the cost of living in Astoria allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Astoria stands at 120, marking it 20% higher than the national average.
Housing costs significantly influence the Astoria cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 46%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.
Locals have the inside scoop on their city. So, we polled 12 residents in Astoria to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 17% find it reasonable with decreasing prices, but 83% think it's quite pricey, with prices that continue to rise.
Is Astoria an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in Astoria, the median home price is 68.3% higher than what most folks pay across the country, and monthly rent prices are 6.2% lower than the usual rates. Income levels in Astoria come in at $78,282, which is 3.8% lower than the national average.
Healthcare: Healthcare costs and insurance premiums can fluctuate greatly based on the city or state. Access to healthcare facilities, out-of-pocket expenses for doctor\’s visits, dentist costs, medication costs and specialized care costs can all impact the cost of living. In Astoria, the healthcare costs are 9.9% higher than the national average.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
Urbanization: Urban areas with a wealth of amenities and employment opportunities tend to come with a higher price tag for living. Why? Well, more people want to be there, which drives up home prices and rents. On the flip side, less densely populated rural areas or places where there's not as much demand usually mean fewer attractions, things to do and slower job growth. That often results in a lower cost of living.
The cost of living data for Astoria shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $116,070 | $9,673 | $2,708 | $3,482 |
| Renters | $57,816 | $4,818 | $1,349 | $1,735 |
| State | General Sales Tax | With Max Surtax |
| Oregon | 0% | 0% |
| State | Income Tax (Low) | Income Tax (High) |
| Oregon | 4.75% | 9.9% |
| City | Population | Cost of Living Index | National Avg. |
| Naselle, WA | 597 | 109 | 8.7% |
| Jeffers Gardens, OR | 319 | 99 | 0.7% |
| Deep River, WA | 176 | 107 | 7.3% |
| Grays River, WA | 321 | 108 | 7.8% |
| Long Beach, WA | 1,629 | 108 | 8.0% |
| Astoria, OR | 10,196 | 120 | 19.9% |
| City | Population | Cost of Living Index | National Avg. |
| Fort Salonga, NY | 10,194 | 178 | 77.9% |
| Alcoa, TN | 10,194 | 92 | 8.3% |
| Warrenton, VA | 10,192 | 126 | 26.0% |
| Lambertville, MI | 10,190 | 96 | 4.3% |
| Box Elder, SD | 10,205 | 100 | 0.3% |
| Astoria, OR | 10,196 | 120 | 19.9% |
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