Cost of Living in Garnet, CA

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F
18%
Overall NAT. AVG.
18%
Goods & Services NAT. AVG.
17%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Garnet California National
Cost of living118143100
Goods & Services118115100
Groceries109108100
Health care93103100
Housing117197100
Transportation138136100
Utilities122144100
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Homes For Sale In Garnet, CA

property for sale

W Via Corto

Desert Hot Springs, CA
property for sale

15500 Bubbling Wells Rd #198

Desert Hot Springs, CA
property for sale

16575 Via Montana

Desert Hot Springs, CA
property for sale

19279 Prickly Pear Trl

Desert Hot Springs, CA

Cost Of Living Quick Facts

  • The cost of living in Garnet is 18% lower than the California average
  • The cost of living in Garnet is 18% higher than the national average
  • Garnet housing is 17% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Garnet

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Compare Garnet, CA Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$83,151$6,929$1,940$2,495
      Renters$38,849$3,237$906$1,166
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Garnet, CA, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Garnet homeowners, is $83,151. This would allow for a maximum of $1,940 per month to be spent on housing costs. For renters, the median monthly income is $38,849 which would result in a maximum of $906 to be spent on rental costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Goods & Services

      Item Garnet National avg. Difference
      Haircut $26.92$27.622.5%
      Beauty Salon $92.22$51.1180.5%
      Toothpaste $3.93$4.094.0%
      Shampoo $1.58$1.542.5%
      Movie $17.39$12.8835.0%
      Yoga $31.33$19.6659.4%

      Groceries

      Item Garnet National avg. Difference
      Ground Beef $7.34$7.704.7%
      Fried Chicken $3.37$1.66102.7%
      Milk $5.06$4.736.9%
      Potatoes $4.85$5.267.7%
      Pizza $16.13$12.7626.4%
      Beer $11.24$10.556.5%

      Health Care

      Item Garnet National avg. Difference
      Optometrist $160.00$140.0614.2%
      Doctor $131.67$153.8214.4%
      Dentist $125.75$123.152.1%
      Ibuprofen $12.24$11.734.3%
      Lipitor $17.53$23.6125.8%

      Housing

      Item Garnet National avg. Difference
      Home Price $368,216.00$326,622.0012.7%
      Avg. Mortgage Payment $7,772.24$2,480.25213.4%
      Apartment Rent $1,845.00$1,444.0027.8%

      Transportation

      Item Garnet National avg. Difference
      Gasoline $4.48$3.0646.6%
      Tire Balancing $76.80$65.2117.8%

      Utilities

      Item Garnet National avg. Difference
      All Electricity $306.96$220.1239.5%
      Phone $182.71$195.716.6%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Mountain Center, CA1711818.1%
      Desert Edge, CA3,594981.8%
      Sky Valley, CA2,3281044.0%
      Morongo Valley, CA3,23911211.9%
      Cabazon, CA2,36011313.2%
      Garnet, CA5,75911817.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Old Fig Garden, CA5,75813433.7%
      Siesta Key, FL5,75817070.4%
      Williamson, AZ5,76013535.3%
      Shippensburg, PA5,760964.3%
      Elburn, IL5,75711313.0%
      Garnet, CA5,75911817.8%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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