Cost Of Living in Garfield, WA

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2%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

17%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Garfield	Washington	National
Cost of living	102	119	100
Groceries	107	107	100
Health care	106	109	100
Housing	83	138	100
Transportation	109	112	100
Utilities	110	110	100
Lifestyle & Entertainment	113	112	100
Household Items	106	107	100
Education & Childcare	117	117	100

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Homes For Sale In Garfield, WA

TBD 10th St

Garfield, WA

905 W Adams St

Garfield, WA

Cost Of Living Quick Facts

The cost of living in Garfield is 14% lower than the Washington average
The cost of living in Garfield is 2% higher than the national average
Garfield housing is 17% lower than the national average
Washington general sales tax is 27% higher than the national average
Washington state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$89,754	$7,480	$2,094	$2,693
Renters	$34,633	$2,886	$808	$1,039

Washington Sales Tax

State	General Sales Tax	With Max Surtax
Washington	6.5%	10.4%

Washington Income Tax

State	Income Tax (Low)	Income Tax (High)
Washington	0%	0%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Princeton, ID	127	109	9.5%
Tensed, ID	69	92	7.9%
De Smet, ID	163	93	6.6%
Steptoe, WA	139	95	4.7%
Tekoa, WA	798	99	0.6%
Garfield, WA	605	102	1.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Launiupoko, HI	605	334	233.7%
Albert City, IA	605	80	19.6%
Emlyn, KY	605	83	16.9%
Sacred Heart, MN	605	82	18.4%
Arlee, MT	605	93	6.8%
Garfield, WA	605	102	1.5%