Cost Of Living in De Smet, ID

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7%

Overall NAT. AVG.

7%

Groceries NAT. AVG.

44%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	De Smet	Idaho	National
Cost of living	93	98	100
Groceries	107	102	100
Health care	106	101	100
Housing	56	90	100
Transportation	109	103	100
Utilities	110	101	100
Lifestyle & Entertainment	113	105	100
Household Items	106	101	100
Education & Childcare	117	101	100

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Homes For Sale In De Smet, ID

1221 Shady Ln

Desmet, ID

624 Vine Maple Rd

Desmet, ID

783 Old Mills Rd

, ID

0 Loper Ln

De Smet, ID

Cost Of Living Quick Facts

The cost of living in De Smet is 5% lower than the Idaho average
The cost of living in De Smet is 7% lower than the national average
De Smet housing is 44% lower than the national average
Idaho general sales tax is 18% higher than the national average
Idaho state income tax is 123% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$69,202	$5,767	$1,615	$2,076
Renters	$57,556	$4,796	$1,343	$1,727

Idaho Sales Tax

State	General Sales Tax	With Max Surtax
Idaho	6%	8.5%

Idaho Income Tax

State	Income Tax (Low)	Income Tax (High)
Idaho	5.8%	5.8%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Tensed, ID	69	92	7.9%
Parkline, ID	35	87	13.0%
Waverly, WA	176	98	2.3%
Plummer, ID	1,027	91	8.9%
Tekoa, WA	798	99	0.6%
De Smet, ID	163	93	6.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Deepstep, GA	163	89	11.2%
Bentley, IA	163	96	3.6%
Calumet, IA	163	80	20.0%
Shambaugh, IA	163	84	15.7%
Dunreith, IN	163	85	15.2%
De Smet, ID	163	93	6.6%