Gardnerville Ranchos, NV Real Estate & Homes For Sale

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Gardnerville Ranchos Real Estate Market Facts

$227,900Median home price
19% higher than Nevada
$958Median rent asked
3% lower than Nevada
62.2%Home owners
13% higher than Nevada
2.4People per home
12% lower than Nevada

Above, you will see a summary of real estate in Gardnerville Ranchos, NV. On average, homes in Gardnerville Ranchos, NV cost $227,900, a value that is 19% higher than the average in Nevada. In general terms, this results in Gardnerville Ranchos, NV real estate being less affordable than Nevada real estate. On average, people who rent houses in Gardnerville Ranchos, NV pay $958; this value is 3% lower than the average amount renters pay in Nevada. 62.2% of Gardnerville Ranchos, NV residents own their own homes and, on average, each of the homes has 2.4 occupants. Gardnerville Ranchos, NV real estate features a range of homes, which include everthing from large houses to small condos to stacked townhomes. Accessing real estate listings and homes that are up for sale in Gardnerville Ranchos, NV is easy because in our search area shown above, we categorize real estate and homes based on location, price, and the number of bedrooms and bathrooms.

Gardnerville Ranchos Home Affordability

$227,900Median home price
19% higher than Nevada
$52,618Median home income
1% lower than Nevada
4.3xHome price to income ratio
20% higher than Nevada

It’s advisable to look at home affordability when trying to find the ideal place to find real estate in Gardnerville Ranchos, NV. To estimate home affordability, one method is to use the ratio of home price to median household income. The Gardnerville Ranchos, NV’s median home price stands at $227,900 while $52,618 is the value of the average household income. The resulting home price to income ratio, which is 4.3x, differs from the Nevada average as the ratio is 20% higher than the state’s average. The average home price divided by the median home income results in the home affordability ratio. Considering the comparison between the home price and home income, homes in Gardnerville Ranchos, NV are considered less expensive if the ratio of home price to income is lower. Besides the home price to median household income ratio, other considerable factors do apply in determining home affordability. Using the home affordability calculator displayed below can help determine the exact price that suits any budget when searching for real estate in Gardnerville Ranchos, NV.

Gardnerville Ranchos Affordability Calculator

You can afford a home up to:

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Are you looking for real estate in Gardnerville Ranchos, NV? Be careful not to purchase a home outside of your budget. A home affordability calculator lets you input your income, down payment, and debts to figure out how much you can afford to spend on your new home. If you know further information, such as mortgage term and rate or insurance, taxes, and HOA dues, you can input that as well to get a better estimate of the total cost. The calculator will show you the maximum amount you can afford to spend on a home. With that number in mind, you can start looking for a home in Gardnerville Ranchos, NV and avoid homes that don’t fit in your budget to guard yourself from an emotional, yet costly, decision. Thanks to the home affordability calculator, you can also create a stronger budget plan. Once you know your housing costs, you can figure out how much money you should spend and how much money you can save.

Gardnerville Ranchos Mortgage Calculator

Your monthly payment will be:

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What will I pay monthly if I buy real estate in Gardnerville Ranchos, NV? Determining the monthly payment amount of a home is based on a number of different factors. Obviously, the most significant variable is the overall price of the house, but there are also other considerations to make such as homeowners insurance, the interest rate, amount of the down payment, property taxes, private mortgage insurance (PMI), and even home owner's association dues. A great way to eliminate the PMI is by paying 20% of the cost of the house as a down payment. The mortgage calculator is filled out with default values for these variables, but they can be reset to give you a more accurate payment amount. The best rule when it comes to house payments is that you want to keep your debt to income ratio at no more than 36%. This means paying no more than 36% of your monthly income on your housse and all other debt payments.

Gardnerville Ranchos Demographics

10,646Population
712People / sq mile
42.4Median age
0.9:1Male/Female ratio

Nearby cities with low home prices

City, State	Population	Home Price	National Avg.
Logan Creek, NV	42	$0	100%
Carter Springs, NV	535	$129,700	30%
Topaz Ranch Estates, NV	1,680	$131,500	29%
Stateline, NV	1,083	$187,500	2%
Indian Hills, NV	6,328	$218,800	18%
Gardnerville Ranchos, NV	10,646	$227,900	23%

Cities with similar population

City, State	Population	Home Price	National Avg.
Cheval, FL	10,645	$305,900	66%
Groveland, FL	10,643	$144,400	22%
Annapolis Neck, MD	10,649	$509,400	176%
Bedford Heights, OH	10,640	$97,800	47%
Madison Heights, VA	10,637	$129,000	30%
Gardnerville Ranchos, NV	10,646	$227,900	23%

Source: The Gardnerville Ranchos, NV housing data displayed above is derived from the 2016 United States Census Bureau American Community Survey (ACS).