| Index | Fremont | Nebraska | National |
| Cost of living | 93 | 91 | 100 |
| Groceries | 99 | 97 | 100 |
| Health care | 100 | 98 | 100 |
| Housing | 79 | 76 | 100 |
| Transportation | 102 | 99 | 100 |
| Utilities | 95 | 96 | 100 |
| Lifestyle & Entertainment | 95 | 97 | 100 |
| Household Items | 99 | 98 | 100 |
| Education & Childcare | 101 | 96 | 100 |
Are you thinking about relocating, but curious about the potential cost of living in Fremont? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Fremont stands at 93, making it 7% lower than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.
The cost of living in Fremont closely mirrors the national average in comparison to other cities nationwide. Essential items such as groceries, houshold expenses, health care and utilities are priced at a level consistent with similar urban areas. This means that residents of Fremont can anticipate that their daily expenses will remain reasonably in line with those of an average city, contributing to a manageable cost of living.
Locals have the inside scoop on their city. So, we polled 46 residents in Fremont to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 35% find it reasonable with decreasing prices, but 65% think it's quite pricey, with prices that continue to rise.
Is Fremont affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Fremont, for instance, where the median home price falls 20.9% lower than the national average, and monthly rent rates are 20.4% lower than usual. Additionally, median income levels contribute to the equation, with Fremont flaunting a median household income of $81,760, 0.5% higher than the national norm.
Subsidies: Some cities and states may extend government subsidies or aid programs aimed at reducing the cost of living for their residents. These initiatives encompass diverse forms of support, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farm subsidies. Regions with limited subsidy provisions may witness an increase in their overall cost of living.
Taxes: Cities that impose higher taxes, including sales and income taxes, can contribute to an escalated cost of living. The added expense of taxes on everyday goods like clothing and food naturally results in higher overall costs. Similarly, a higher income tax rate can further elevate the cost of living. In Fremont, the general sales tax rate starts at 5.5%, and income tax rates begin at 2.46%.
Transportation: In cities with limited or no public transportation, residents may find it necessary to own and maintain vehicles, thereby elevating the cost of living. Monthly expenditures include fuel, insurance, routine maintenance and potential lease or financing commitments. In Fremont, the transportation index stands at 2.3% higher than the national average.
The Fremont cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $106,698 | $8,892 | $2,489 | $3,201 |
| Renters | $58,604 | $4,884 | $1,367 | $1,758 |
| State | General Sales Tax | With Max Surtax |
| Nebraska | 5.5% | 7.5% |
| State | Income Tax (Low) | Income Tax (High) |
| Nebraska | 2.46% | 6.64% |
| City | Population | Cost of Living Index | National Avg. |
| Fontanelle, NE | 83 | 99 | 1.2% |
| Ames, NE | 0 | 99 | 1.2% |
| King Lake, NE | 40 | 99 | 1.2% |
| Venice, NE | 46 | 78 | 22.2% |
| Morse Bluff, NE | 115 | 83 | 16.6% |
| Fremont, NE | 26,939 | 93 | 7.0% |
| City | Population | Cost of Living Index | National Avg. |
| Galt, CA | 26,926 | 133 | 32.8% |
| Belmont, MA | 26,925 | 204 | 104.1% |
| Saint-Bruno-de-Montarville, QC | 26,923 | n/a | |
| Superior, WI | 26,920 | 92 | 7.8% |
| West Odessa, TX | 26,972 | 90 | 10.1% |
| Fremont, NE | 26,939 | 93 | 7.0% |
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