F
89%
Overall NAT. AVG.
9%
Groceries NAT. AVG.
263%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Fountain Valley California National
Cost of living189141100
Groceries109111100
Health care113116100
Housing363197100
Transportation117118100
Utilities115119100
Lifestyle & Entertainment118120100
Household Items113111100
Education & Childcare123127100
Does this Area Fit Your Budget? Local Insights Report
  • Know the community before you call it home
  • Compare multiple areas side by side
  • Access over 300 data points for any address
Local Insights Report

An Overview of Cost of Living in Fountain Valley, CA

Are you thinking about relocating, but curious about the potential cost of living in Fountain Valley? Is it more expensive or more affordable than average? Based on the most recent report, the cost of living in Fountain Valley stands at 189, making it 89% higher than the national average. The cost of living directly affects the affordability of one's desired lifestyle. Knowing the cost of housing, transportation, groceries and other essentials in the new area allows people to gauge whether they can maintain their preferred standard of living.

The cost of living in Fountain Valley is among the highest in the country, making it a very expensive place to live. Only a small fraction of regions boast a cost of living that is at least 20% higher than the national average, and regrettably, Fountain Valley falls into this category, which may not be suitable for those seeking an economically favorable living environment.

When it comes to the cost of living in Fountain Valley, housing costs are a real heavyweight, often hogging a significant chunk of your earnings. Sadly, in this area, housing expenses for both buying and renting were 263% more expensive compared to your average city. That means you'll be shelling out more for homes, rents, mortgage rates and insurance.

The routine items you regularly buy for your home, such as cleaning supplies, personal care products, clothing basics, and kitchen essentials, make up 8% of the cost of living index. In Fountain Valley, these items cost 13.3% more than the national average, making day-to-day living a bit more expensive.

What Do Locals Say About the Cost of Living in Fountain Valley?

Locals have the inside scoop on their city. So, we polled 5 residents in Fountain Valley to learn how they view the cost of living. We asked how they felt about the cost of living in their area, and if they thought that prices were increasing, decreasing or staying the same. The verdict? 40% find it reasonable with decreasing prices, but 60% think it's quite pricey, with prices that continue to rise.

Is Fountain Valley Affordable?

Wondering if Fountain Valley is affordable? It's a question that often comes up when you're thinking about a new city since affordability can really shape your decisions. The cost of living index (covered earlier), housing expenses and income levels all play a part in the affordability equation. In Fountain Valley, for example, the median home price is 325.7% higher than what folks pay nationally, and monthly rent is 116.6% higher than the usual rates. Plus, income levels matter too, with Fountain Valley boasting a median household income of $131,757, which is 62% higher than the national average.

What Factors can Influence the Cost of Living in Fountain Valley?

Groceries: Grocery expenditures have undergone notable escalation over the last 2-3 years. In some markets, the cost of food products has surged by more than 20%, while others have experienced only modest increments. These fluctuations in food costs can have a significant impact on the overall cost of living in any region. In Fountain Valley, the groceries index registers 8.8% higher than the national average.

Housing: When everyone's vying for homes in popular areas, it drives up property prices and rents, making the overall cost of living surge. On the flip side, in less sought-after locales, where housing demand is low, prices tend to dip, resulting in a more economical cost of living. In Fountain Valley, the housing index comes in at 263% higher than the national average.

Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Fountain Valley, the transportation index is 17.3% higher than the national average.

Where is the Data From?

The Fountain Valley cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Fountain Valley is 34% higher than the California average
  • The cost of living in Fountain Valley is 89% higher than the national average
  • Fountain Valley housing is 263% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Fountain Valley

See all the best places to live around Fountain Valley

Compare Fountain Valley, CA Cost of Living

City Image
    City Default Image
      vs
      How would you rate the cost of living in Fountain Valley?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Fountain Valley?
      Write a review to give others more information about this area.
      See all Fountain Valley poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$162,495$13,541$3,791$4,875
      Renters$92,003$7,667$2,147$2,760
      A good way to judge both the affordability of the housing and the cost of living in Fountain Valley is by simply calculating the maximum that should be spent on housing, otherwise known as the debt-to-income ratio (DTI). The plan is to avoid spending more than 28 percent of the gross income on costs that pertain to housing and no more than 36 percent on all expenses and debts. Fountain Valley has a median income of about $162,495 for people who own homes. Based on that number, a maximum of $3,791 should be spent on expenses related to housing. Renters have a slightly different median income, which is $92,003. Based on this average, renters should spend no more than $2,147 on all rental costs if they want to maintain a non-impoverished standard of living.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Laguna Woods, CA16,65613534.5%
      East Rancho Dominguez, CA15,76513636.3%
      Paramount, CA55,17514140.7%
      Lynwood, CA71,28614241.8%
      Hawaiian Gardens, CA14,65614242.3%
      Fountain Valley, CA57,66618989.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Lake Havasu City, AZ57,66911111.2%
      Tinley Park, IL57,74611010.4%
      Dearborn Heights, MI57,763928.0%
      Tamiami, FL57,78712726.7%
      Kendale Lakes, FL57,54412020.2%
      Fountain Valley, CA57,66618989.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.