Dearborn Heights cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
IndexDearborn HeightsMichiganNational
Cost of living index9089100
IndexDearborn HeightsMichiganNational
Goods & Services index10495100
Groceries index9388100
Health care index9394100
Housing index6374100
Transportation index114106100
Utilities index9499100
A general overview of the cost of living index for Dearborn Heights, MI is displayed above. In Dearborn Heights, MI, the overall cost of living index is 90, which is 1% higher than the Michigan average and 10% lower than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Dearborn Heights, MI, the city's goods and services are 9% higher than the Michigan average and 4% higher than the U.S. average.
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Did you know?

  • The cost of living in Dearborn Heights is 1% higher than the Michigan average.
  • The cost of living in Dearborn Heights is 10% lower than the national average.
  • The cost of housing in Dearborn Heights is 37% lower than the national average.
  • Michigan general sales tax is 18% higher than the national average.
  • Michigan state income tax is 91% higher than the national average.

Compare Dearborn Heights, MI Cost of living To Other Cities

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      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Use the salary calculator to compare your current income in Dearborn Heights, MI to any other city in the country. The calculator will tell you how much income you would need to make in a particular city to live at the same level based on the cost of living in each city. For example, if the cost of living in the city you are looking to move to is higher than that of Dearborn Heights, MI, then you would need to earn a higher salary in order to enjoy the same standard of living. To use the Dearborn Heights, MI salary calculator, enter the name of the new city, then move the slider to your current salary level. The salary calculator will do the rest and let you know if your salary would need to increase or decrease for the new city. You will also see a complete overview of the cost of living.

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$50,335$4,195$1,174$1,510
      Renters$33,339$2,778$778$1,000
      How much of your monthly income goes to housing can tell you whether or not you can afford housing in Dearborn Heights, MI, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Dearborn Heights, MI homeowners have a median income of $50,335. Using that number, you will come up with a maximum of $1,174 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $33,339, which means there is a maximum of $778 to be spent on the costs of renting a home or apartment.

      Michigan Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Michigan6%6%

      Michigan Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Michigan4.25%4.25%
      The Michigan sales tax and Michigan income tax rates should definitely be considered when determining the overall cost of living in Dearborn Heights, MI. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Michigan sales tax is 6% and the maximum surtax is 6%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Michigan income tax rates range from 4.25% to 4.25%.

      Goods & Services

      ItemDearborn HeightsNational avg.Difference
      Haircut $17.38$17.490.6%
      Beauty Salon $52.83$38.1738.4%
      Toothpaste $1.97$2.3215.1%
      Shampoo $0.94$1.017.1%
      Movie $11.09$10.723.4%
      Bowling $19.60$13.8641.4%

      Groceries

      ItemDearborn HeightsNational avg.Difference
      Ground Beef $3.92$3.900.5%
      Fried Chicken $1.12$1.4019.8%
      Milk $1.27$1.9635.3%
      Potatoes $3.10$3.182.6%
      Pizza $10.49$10.390.9%
      Beer $8.15$9.2311.7%

      Health Care

      ItemDearborn HeightsNational avg.Difference
      Optometrist $83.25$106.3421.7%
      Doctor $100.00$115.2513.2%
      Dentist $93.78$98.384.7%
      Ibuprofen $8.31$9.2610.3%
      Lipitor $488.12$466.474.6%

      Housing

      ItemDearborn HeightsNational avg.Difference
      Home Price $84,900.00$184,700.0054.0%
      Avg. Mortgage Payment $1,257.59$1,273.321.2%
      Apartment Rent $968.00$949.002.0%

      Transportation

      ItemDearborn HeightsNational avg.Difference
      Gasoline $2.90$2.5911.9%
      Tire Balancing $59.77$48.9022.2%

      Utilities

      ItemDearborn HeightsNational avg.Difference
      All Electricity$152.80$167.608.8%
      Phone $175.97$163.427.7%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Highland Park, MI10,97880-20%
      River Rouge, MI7,60982-18%
      Ecorse, MI9,27082-18%
      Hamtramck, MI21,98582-18%
      Detroit, MI683,44383-17%
      Dearborn Heights, MI56,32990-10%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Lehi, UT56,31411010%
      Margate, FL56,24598-2%
      Berwyn, IL56,4141044%
      New Brunswick, NJ56,42711919%
      Diamond Bar, CA56,45616363%
      Dearborn Heights, MI56,32990-10%
      Source: The Dearborn Heights, MI cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.