Cost of Living in Flat Rock, NC

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F
39%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
128%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Flat Rock North Carolina National
Cost of living13996100
Groceries102100100
Health care9999100
Housing22888100
Transportation10099100
Utilities9799100
Lifestyle & Entertainment106100100
Household Items102100100
Education & Childcare102100100
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Homes For Sale In Flat Rock, NC

property for sale

329 Kenmure Dr

Flat Rock, NC
property for sale

10 Kalimar Hts

Hendersonville, NC
property for sale

320 Dawnbrook Dr

Flat Rock, NC
property for sale

133 Forest View Dr

Flat Rock, NC

Cost Of Living Quick Facts

  • The cost of living in Flat Rock is 45% higher than the North Carolina average
  • The cost of living in Flat Rock is 39% higher than the national average
  • Flat Rock housing is 128% higher than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Flat Rock

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$134,175$11,181$3,131$4,026
      Renters$139,206$11,601$3,248$4,177

      North Carolina Sales Tax

      State General Sales Tax With Max Surtax
      North Carolina 4.75% 7.5%

      North Carolina Income Tax

      State Income Tax (Low) Income Tax (High)
      North Carolina 4.75% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Tigerville, SC2,094972.5%
      Flat Rock CDP, NC1,4878514.9%
      Fruitland, NC2,2638713.1%
      Barker Heights, NC1,338955.4%
      East Flat Rock, NC6,318964.4%
      Flat Rock, NC3,43213938.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Port Ewen, NY3,4321099.3%
      Masontown, PA3,4328316.6%
      Edcouch, TX3,4328119.1%
      Dundurn No. 314, SK3,432n/a 
      Moorefield, WV3,431945.8%
      Flat Rock, NC3,43213938.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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