Cost Of Living in Flat Rock CDP, NC

Get 300+ Local Insights for Any Address in Flat Rock CDP, NC

Get Access to 300+ Local Data Points

A+

15%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

52%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Flat Rock CDP	North Carolina	National
Cost of living	85	96	100
Groceries	102	100	100
Health care	99	99	100
Housing	48	88	100
Transportation	100	99	100
Utilities	97	99	100
Lifestyle & Entertainment	106	100	100
Household Items	102	100	100
Education & Childcare	102	100	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Cost Of Living Quick Facts

The cost of living in Flat Rock CDP is 11% lower than the North Carolina average
The cost of living in Flat Rock CDP is 15% lower than the national average
Flat Rock CDP housing is 52% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

Most Affordable Places to Live in and Around Flat Rock CDP

See all the best places to live around Flat Rock CDP

Compare Flat Rock CDP, NC Cost of Living

Write a review to give others more information about this area.

See all Flat Rock CDP poll results

The best places in North Carolina

Here are the best places to live in North Carolina

These are the largest cities in North Carolina

These are the 10 cheapest cities in North Carolina

Most Dangerous Cities In The US

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$40,470	$3,373	$944	$1,214
Renters	$18,786	$1,566	$438	$564

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Tigerville, SC	2,094	97	2.5%
Fruitland, NC	2,263	87	13.1%
Barker Heights, NC	1,338	95	5.4%
East Flat Rock, NC	6,318	96	4.4%
Columbus, NC	1,285	94	6.3%
Flat Rock CDP, NC	1,487	85	14.9%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Malta, IL	1,487	95	4.5%
Mabscott, WV	1,487	84	16.1%
Austin, QC	1,487	n/a
Buckhead Ridge, FL	1,486	95	4.6%
Fair Grove, MO	1,486	91	9.4%
Flat Rock CDP, NC	1,487	85	14.9%