Flagstaff, AZ Cost Of Living

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Flagstaff cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Index	Flagstaff	Arizona	National
Cost of living index	116	99	100
Index	Flagstaff	Arizona	National
Goods & Services index	106	98	100
Groceries index	101	99	100
Health care index	110	98	100
Housing index	141	97	100
Transportation index	122	104	100
Utilities index	96	103	100

A general overview of the cost of living index for Flagstaff, AZ is displayed above. In Flagstaff, AZ, the overall cost of living index is 116, which is 18% higher than the Arizona average and 16% higher than the U.S. average. The following categories are used to calculate the overall cost of living index: goods/services (33%), housing (30%), groceries (13%), utilities (10%), transportation (9%) and health care (5%). From the list, it is clear that the categories of goods/services and housing are responsible for the largest portions of the overall cost of living index. As a general rule, everyday goods and services provide an accurate measure of the general cost of goods in any given city. In the case of Flagstaff, AZ, the city's goods and services are 8% higher than the Arizona average and 6% higher than the U.S. average.

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Did you know?

The cost of living in Flagstaff is 18% higher than the Arizona average.
The cost of living in Flagstaff is 16% higher than the national average.
The cost of housing in Flagstaff is 41% higher than the national average.
Arizona general sales tax is 10% higher than the national average.
Arizona state income tax is 16% higher than the national average.

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Salary Calculator

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Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

The salary calculator is used in order to provide a comparison of your current salary in Flagstaff, AZ to another city of your choice. The calculator will inform you of what your salary needs to be in any specific city in order for you to maintain your living standard based on what the city’s cost of living is. As an example, if you are seeking to move to a city that has a higher cost of living compared to Flagstaff, AZ, you would have to earn a higher income to maintain a standard of living that is similar. To get started with the Flagstaff, AZ salary calculator, input the new city’s name and then move the slider to indicate your current income. The salary calculator will now process the numbers and show you whether you need to earn more or less in the chosen city. A comprehensive breakdown of the cost of living will also be shown.

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$81,507	$6,792	$1,902	$2,445
Renters	$33,838	$2,820	$790	$1,015

How much of your monthly income goes to housing can tell you whether or not you can afford housing in Flagstaff, AZ, as well as what the average cost of living is. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payment and not more than 36 percent of income on all expenses and debts. In Flagstaff, AZ homeowners have a median income of $81,507. Using that number, you will come up with a maximum of $1,902 per month that can be spent on the cost of housing. For those who are renting instead of owning, the median income is $33,838, which means there is a maximum of $790 to be spent on the costs of renting a home or apartment.

Arizona Sales Tax

State	General Sales Tax	With Max Surtax
Arizona	5.6%	10.725%

Arizona Income Tax

State	Income Tax (Low)	Income Tax (High)
Arizona	2.59%	4.54%

When assessing the complete cost of living in Flagstaff, AZ, the Arizona income tax and the Arizona sales tax percentages should unquestionably be taken into consideration. Sales taxes aren't just levies imposed onto sold goods, but they also include taxes that are charged when services are provided for a fee. The rates are different from state to state and can run has high as 7 percent. Some states have no sales tax at all. The Arizona maximum surtax is 10.725%, and the Arizona sales tax is 5.6%. By contrast, income tax is an unfortunate obligation that is charged by the government against earnings. Just like sales taxes, the rates for income taxes differ from state to state. They also decrease or increase according to the individual's tax bracket. Tax rates can run as high as 9 percent, with a minimum of zero. Income tax rates range from 2.59% to 4.54% in Arizona.

Goods & Services

Item	Flagstaff	National avg.	Difference
Haircut	$19.48	$17.49	11.4%
Beauty Salon	$41.44	$38.17	8.6%
Toothpaste	$2.29	$2.32	1.3%
Shampoo	$1.19	$1.01	17.6%
Movie	$9.50	$10.72	11.4%
Bowling	$10.75	$13.86	22.4%

Groceries

Item	Flagstaff	National avg.	Difference
Ground Beef	$3.13	$3.90	19.7%
Fried Chicken	$1.52	$1.40	8.9%
Milk	$2.19	$1.96	11.6%
Potatoes	$3.49	$3.18	9.6%
Pizza	$10.49	$10.39	0.9%
Beer	$8.99	$9.23	2.6%

Health Care

Item	Flagstaff	National avg.	Difference
Optometrist	$131.67	$106.34	23.8%
Doctor	$137.50	$115.25	19.3%
Dentist	$108.00	$98.38	9.8%
Ibuprofen	$8.99	$9.26	2.9%
Lipitor	$481.99	$466.47	3.3%

Housing

Item	Flagstaff	National avg.	Difference
Home Price	$280,200.00	$184,700.00	51.7%
Avg. Mortgage Payment	$1,760.47	$1,273.32	38.3%
Apartment Rent	$1,090.00	$949.00	14.9%

Transportation

Item	Flagstaff	National avg.	Difference
Gasoline	$2.83	$2.59	9.2%
Tire Balancing	$72.00	$48.90	47.3%

Utilities

Item	Flagstaff	National avg.	Difference
All Electricity	$158.39	$167.60	5.5%
Phone	$176.33	$163.42	7.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, State	Population	Cost of Living Index	National Avg.
Kachina Village, AZ	2,588	112	12%
Mountainaire, AZ	1,150	114	14%
Doney Park, AZ	5,775	123	23%
Fort Valley, AZ	1,157	147	47%
Flagstaff, AZ	69,270	116	16%

Cities with similar population

City, State	Population	Cost of Living Index	National Avg.
Palatine, IL	69,098	116	16%
The Villages, FL	69,457	109	9%
Glen Burnie, MD	69,060	113	13%
Rancho Cordova, CA	69,482	114	14%
Bismarck, ND	68,981	100	0%
Flagstaff, AZ	69,270	116	16%

Source: The Flagstaff, AZ cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.

Flagstaff, AZ Cost of Living