Ferry Pass cost of living index

Date & Last Updated: This data reflects 2019 and was released from C2ER in January, 2020; this is the most current data available.
The cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average. The breakdown for each index is as follows: goods and services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexFerry PassFloridaNational
Cost of living9499100
IndexFerry PassFloridaNational
Goods & Services9699100
Groceries102105100
Health care98100100
Housing8096100
Transportation9498100
Utilities119102100

Key findings

  • The cost of living in Ferry Pass is 5% lower than the Florida average
  • The cost of living in Ferry Pass is 6% lower than the national average
  • Ferry Pass housing is 20% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

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Compare Ferry Pass, FL Cost of Living To Other Cities

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      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      Owners$56,741$4,728$1,324$1,702
      Renters$33,783$2,815$788$1,014
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Ferry Pass, FL, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Ferry Pass homeowners, is $56,741. This would allow for a maximum of $1,324 per month to be spent on housing costs. For renters, the median monthly income is $33,783 which would result in a maximum of $788 to be spent on rental costs.

      Florida Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      Florida6%7.5%

      Florida Income Tax

      StateIncome Tax (Low)Income Tax (High)
      Florida0%0%

      Goods & Services

      ItemFerry PassNational avg.Difference
      Haircut $24.25$17.4938.7%
      Beauty Salon $36.00$38.175.7%
      Toothpaste $2.72$2.3217.2%
      Shampoo $0.89$1.0112.0%
      Movie $9.25$10.7213.7%
      Bowling $13.20$13.864.8%

      Groceries

      ItemFerry PassNational avg.Difference
      Ground Beef $3.71$3.904.9%
      Fried Chicken $1.49$1.406.8%
      Milk $2.72$1.9638.6%
      Potatoes $4.21$3.1832.3%
      Pizza $9.78$10.395.9%
      Beer $9.74$9.235.5%

      Health Care

      ItemFerry PassNational avg.Difference
      Optometrist $76.25$106.3428.3%
      Doctor $86.00$115.2525.4%
      Dentist $101.80$98.383.5%
      Ibuprofen $13.04$9.2640.8%
      Lipitor $504.89$466.478.2%

      Housing

      ItemFerry PassNational avg.Difference
      Home Price $133,300.00$184,700.0027.8%
      Avg. Mortgage Payment $1,202.55$1,273.325.6%
      Apartment Rent $942.00$949.000.7%

      Transportation

      ItemFerry PassNational avg.Difference
      Gasoline $2.52$2.592.7%
      Tire Balancing $44.22$48.909.6%

      Utilities

      ItemFerry PassNational avg.Difference
      All Electricity$221.13$167.6031.9%
      Phone $184.74$163.4213.0%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Dickerson City, FL931000%
      Molino, FL1,08383-17%
      Goulding, FL4,12284-16%
      West Pensacola, FL20,38285-15%
      Brent, FL22,31986-14%
      Ferry Pass, FL33,06094-6%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Copperas Cove, TX33,05284-16%
      Montgomery Village, MD33,09112424%
      Hilliard, OH33,1081011%
      Socorro, TX32,98881-19%
      Foster City, CA32,967222122%
      Ferry Pass, FL33,06094-6%
      Source: The Ferry Pass, FL cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2019.