Cost of Living in Goulding, FL

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10%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
44%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Goulding Florida National
Cost of living90102100
Groceries101102100
Health care106104100
Housing5697100
Transportation106103100
Utilities113110100
Lifestyle & Entertainment101104100
Household Items102102100
Education & Childcare102106100
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Homes For Sale In Goulding, FL

property for sale

2562 N D St

Pensacola, FL
property for sale

1011 W Hatton St

Pensacola, FL
property for sale

2607 N H St

Pensacola, FL
property for sale

2613 N H St

Pensacola, FL

Cost Of Living Quick Facts

  • The cost of living in Goulding is 12% lower than the Florida average
  • The cost of living in Goulding is 10% lower than the national average
  • Goulding housing is 44% lower than the national average
  • Florida general sales tax is 18% higher than the national average
  • Florida state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Goulding

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Compare Goulding, FL Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$40,825$3,402$953$1,225
      Renters$27,080$2,257$632$812
      The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Goulding, FL, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Goulding, homeowners have a median income of $40,825. Using that number, a maximum of $953 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $27,080, which means there is a maximum of $632 to be spent on the costs of renting a home or apartment.

      Florida Sales Tax

      State General Sales Tax With Max Surtax
      Florida 6% 7.5%

      Florida Income Tax

      State Income Tax (Low) Income Tax (High)
      Florida 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Dickerson City, FL781032.7%
      Floridatown, FL3241032.7%
      Mulat, FL1161032.7%
      West Pensacola, FL23,252909.9%
      Brent, FL22,529919.1%
      Goulding, FL4,0559010.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Oliver Springs, TN4,0548713.3%
      Callander, ON4,054n/a 
      Gentry, AR4,0538911.0%
      Highland Acres, DE4,0531099.3%
      Holloman AFB, NM4,0531032.9%
      Goulding, FL4,0559010.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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