Cost of Living in Ferguson, KY

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15%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
42%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Ferguson Kentucky National
Cost of living8588100
Groceries9698100
Health care9797100
Housing5870100
Transportation9896100
Utilities9695100
Lifestyle & Entertainment9395100
Household Items9597100
Education & Childcare9394100
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Homes For Sale In Ferguson, KY

property for sale

804 Nixon St

Ferguson, KY
property for sale

27 Elihu Dr

Somerset, KY
property for sale

304 Kentucky 3057

Ferguson, KY
property for sale

608 Jacksboro St

Ferguson, KY
See the Newest Homes For Sale In Ferguson, KY

Cost Of Living Quick Facts

  • The cost of living in Ferguson is 4% lower than the Kentucky average
  • The cost of living in Ferguson is 15% lower than the national average
  • Ferguson housing is 42% lower than the national average
  • Kentucky general sales tax is 18% higher than the national average
  • Kentucky state income tax is 73% higher than the national average

Most Affordable Places to Live in and Around Ferguson

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Compare Ferguson, KY Cost of Living

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      Cost of living index
      Groceries index
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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$64,729$5,394$1,510$1,942
      Renters$35,282$2,940$823$1,059

      Kentucky Sales Tax

      State General Sales Tax With Max Surtax
      Kentucky 6% 6%

      Kentucky Income Tax

      State Income Tax (Low) Income Tax (High)
      Kentucky 4.5% 4.5%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Eubank, KY3748317.5%
      Science Hill, KY8308614.0%
      Somerset, KY11,8968613.8%
      Burnside, KY1,0158613.5%
      Ferguson, KY8998515.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      West Salem, IL8997822.0%
      Boswell, OK8998119.5%
      Bridgewater, PA899964.1%
      Sainte-Hélène-de-Kamouraska, QC899n/a 
      Cherokee, AL8988317.5%
      Ferguson, KY8998515.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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