Cost of Living in Farmingdale, NJ

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F
25%
Overall NAT. AVG.
6%
Groceries NAT. AVG.
52%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Farmingdale New Jersey National
Cost of living125125100
Groceries106108100
Health care113112100
Housing152157100
Transportation116114100
Utilities115111100
Lifestyle & Entertainment114113100
Household Items106107100
Education & Childcare125120100
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Homes For Sale In Farmingdale, NJ

property for sale

35 Brook St

Farmingdale, NJ
property for sale

70 E Bosworth Blvd

Farmingdale, NJ
property for sale

15 Charleston St

Farmingdale, NJ
property for sale

19 Woodspring Rd

Farmingdale, NJ

Cost Of Living Quick Facts

  • The cost of living in Farmingdale is 1% lower than the New Jersey average
  • The cost of living in Farmingdale is 25% higher than the national average
  • Farmingdale housing is 52% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Farmingdale

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      Housing index
      Transportation index
      Utilities index
      Lifestyle index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$162,420$13,535$3,790$4,873
      Renters$71,561$5,963$1,670$2,147

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cedar Glen West, NJ1,8468713.5%
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      Leisure Village West, NJ3,8531077.4%
      Leisure Village East, NJ3,8931099.2%
      Lakehurst, NJ2,79711313.3%
      Farmingdale, NJ1,33612524.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Bear Creek, AK1,33612121.2%
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      Toulon, IL1,3368515.3%
      Black Rock, NM1,3368218.2%
      Saint-Odilon-de-Cranbourne, QC1,336n/a 
      Farmingdale, NJ1,33612524.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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