Cost Of Living in Ewa Villages, HI

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F

64%

Overall NAT. AVG.

24%

Groceries NAT. AVG.

163%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Ewa Villages	Hawaii	National
Cost of living	164	163	100
Groceries	124	126	100
Health care	116	119	100
Housing	263	252	100
Transportation	117	121	100
Utilities	131	131	100
Lifestyle & Entertainment	126	127	100
Household Items	112	115	100
Education & Childcare	132	132	100

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Homes For Sale In Ewa Villages, HI

91-1684 Orrick St

Ewa Beach, HI

91-1530 Hapaiko St

Ewa Beach, HI

Cost Of Living Quick Facts

The cost of living in Ewa Villages is 1% higher than the Hawaii average
The cost of living in Ewa Villages is 64% higher than the national average
Ewa Villages housing is 163% higher than the national average
Hawaii general sales tax is 22% lower than the national average
Hawaii state income tax is 46% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$141,977	$11,831	$3,313	$4,260
Renters	$0	$0	$0	$0

The percentage of monthly income spent on housing related expenses can help predict the affordability of housing in Ewa Villages, HI, as well as what the overall cost of living might be. Generally, a good rule to follow is that the debt-to-income (DTI) level you want to maintain is 28 percent or less of your income on your rent or mortgage payments and not more than 36 percent of income on all expenses and debts. In Ewa Villages, homeowners have a median income of $141,977. Using that number, a maximum of $3,313 per month should be allocated to housing expenses. For those who are renting instead of owning, the median income is $0, which means there is a maximum of $0 to be spent on the costs of renting a home or apartment.

Hawaii Sales Tax

State	General Sales Tax	With Max Surtax
Hawaii	4%	4.712%

Hawaii Income Tax

State	Income Tax (Low)	Income Tax (High)
Hawaii	1.4%	11%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Waianae, HI	13,612	141	40.9%
Makaha, HI	10,411	143	42.7%
Nanakuli, HI	11,830	145	45.1%
Waipio Acres, HI	5,724	154	53.8%
Waimalu, HI	14,084	155	55.3%
Ewa Villages, HI	6,634	164	64.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Naples Manor, FL	6,635	112	11.9%
Cheshire Village, CT	6,632	124	24.0%
Wharton, NJ	6,636	129	28.7%
Cariboo A, BC	6,636	n/a
Valley City, ND	6,631	92	7.6%
Ewa Villages, HI	6,634	164	64.5%