| Index | Estral Beach | Michigan | National |
| Cost of living | 97 | 91 | 100 |
| Groceries | 96 | 98 | 100 |
| Health care | 98 | 97 | 100 |
| Housing | 95 | 76 | 100 |
| Transportation | 100 | 96 | 100 |
| Utilities | 103 | 100 | 100 |
| Lifestyle & Entertainment | 100 | 96 | 100 |
| Household Items | 99 | 98 | 100 |
| Education & Childcare | 91 | 95 | 100 |

| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $90,593 | $7,549 | $2,114 | $2,718 |
| Renters | $0 | $0 | $0 | $0 |
| State | General Sales Tax | With Max Surtax |
| Michigan | 6% | 6% |
| State | Income Tax (Low) | Income Tax (High) |
| Michigan | 4.25% | 4.25% |
| City | Population | Cost of Living Index | National Avg. |
| West Monroe, MI | 3,359 | 84 | 15.9% |
| Luna Pier, MI | 1,158 | 84 | 15.6% |
| Detroit Beach, MI | 2,211 | 88 | 11.9% |
| Carleton, MI | 2,527 | 90 | 10.4% |
| Monroe, MI | 20,296 | 89 | 11.5% |
| Estral Beach, MI | 377 | 97 | 3.1% |
| City | Population | Cost of Living Index | National Avg. |
| Bitter Springs, AZ | 377 | 81 | 18.5% |
| California Pines, CA | 377 | 101 | 0.6% |
| Clarksburg, CA | 377 | 117 | 17.0% |
| Topaz, CA | 377 | 107 | 7.2% |
| Kelley, IA | 377 | 92 | 7.8% |
| Estral Beach, MI | 377 | 97 | 3.1% |