Cost Of Living in Emily, MN

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C

13%

Overall NAT. AVG.

0%

Groceries NAT. AVG.

43%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Emily	Minnesota	National
Cost of living	113	100	100
Groceries	100	100	100
Health care	99	100	100
Housing	143	100	100
Transportation	100	100	100
Utilities	106	104	100
Lifestyle & Entertainment	101	100	100
Household Items	102	100	100
Education & Childcare	99	99	100

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Homes For Sale In Emily, MN

23504 S Shore Dr

Emily, MN

40372 Little Pine River Rd

Emily, MN

40384 Little Pine River Rd

Emily, MN

40699 Mary Lake Rd

Emily, MN

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Cost Of Living Quick Facts

The cost of living in Emily is 13% higher than the Minnesota average
The cost of living in Emily is 13% higher than the national average
Emily housing is 43% higher than the national average
Minnesota general sales tax is 35% higher than the national average
Minnesota state income tax is 106% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$70,993	$5,916	$1,656	$2,130
Renters	$25,254	$2,105	$589	$758

Minnesota Sales Tax

State	General Sales Tax	With Max Surtax
Minnesota	6.875%	7.875%

Minnesota Income Tax

State	Income Tax (Low)	Income Tax (High)
Minnesota	5.35%	9.85%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Aitkin, MN	2,336	91	8.7%
Manhattan Beach, MN	31	107	7.4%
Breezy Point, MN	2,481	112	11.8%
Fifty Lakes, MN	409	119	18.9%
Crosslake, MN	2,445	122	22.1%
Emily, MN	551	113	13.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Eva, AL	551	90	9.8%
Paradise Heights, FL	551	104	3.6%
Dix, IL	551	80	19.7%
San Jose, IL	551	84	15.7%
Symsonia, KY	551	95	5.1%
Emily, MN	551	113	13.4%

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

Cost of Living in Emily, MN

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Median Income & Debt-To-Income Ratio

Minnesota Sales Tax

Minnesota Income Tax

Nearby cities with low cost of living

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