Cost of Living in Elmer, NJ

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D+
11%
Overall NAT. AVG.
7%
Groceries NAT. AVG.
13%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Elmer New Jersey National
Cost of living111125100
Groceries107108100
Health care109112100
Housing113157100
Transportation112114100
Utilities114111100
Lifestyle & Entertainment113113100
Household Items110107100
Education & Childcare114120100
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Homes For Sale In Elmer, NJ

property for sale

Fork Bridge Rd

Pittsgrove, NJ
property for sale

11 James Pl

Pittsgrove, NJ
property for sale

44 Hazelwood Dr

Pittsgrove, NJ
property for sale

27 Center St

Elmer, NJ

Cost Of Living Quick Facts

  • The cost of living in Elmer is 11% lower than the New Jersey average
  • The cost of living in Elmer is 11% higher than the national average
  • Elmer housing is 13% higher than the national average
  • New Jersey general sales tax is 30% higher than the national average
  • New Jersey state income tax is 46% lower than the national average

Most Affordable Places to Live in and Around Elmer

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      Utilities index
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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$150,332$12,528$3,508$4,510
      Renters$104,051$8,671$2,428$3,122

      New Jersey Sales Tax

      State General Sales Tax With Max Surtax
      New Jersey 6.625% 12.625%

      New Jersey Income Tax

      State Income Tax (Low) Income Tax (High)
      New Jersey 1.4% 10.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Pine Valley, NJ1111110.6%
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      Seabrook Farms, NJ1,6451010.7%
      Quinton, NJ376946.1%
      Clementon, NJ5,0641011.4%
      Elmer, NJ1,38711111.4%

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      Sutton-Alpine, AK1,38811413.9%
      Ardmore, AL1,3888713.1%
      Elmer, NJ1,38711111.4%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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