| Index | Ellisville | Missouri | National |
| Cost of living | 108 | 90 | 100 |
| Groceries | 95 | 96 | 100 |
| Health care | 98 | 97 | 100 |
| Housing | 137 | 77 | 100 |
| Transportation | 97 | 96 | 100 |
| Utilities | 95 | 95 | 100 |
| Lifestyle & Entertainment | 94 | 95 | 100 |
| Household Items | 98 | 97 | 100 |
| Education & Childcare | 95 | 95 | 100 |
Getting a feel for the cost of living in Ellisville is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Ellisville is 108, which is 8% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.
The cost of living in Ellisville is about average when compared to all other cities across the nation. You can expect that everyday items like food, household expenses and utility bills will be no more expensive than any other average city. Residents can anticipate living expenses that remain in line with the national average, ensuring a manageable financial burden, making it an attractive choice for those seeking affordability without the constraints of higher everyday expenditures.
Housing costs are a very significant part of the Ellisville cost of living index and generally encompass a large percentage of take-home income. Unfortunately, in this area, the housing costs for both homes and rentals were 37.2% more than the average city. This includes things like home and rent prices, mortgage rates and insurance.
Is Ellisville affordable? This is a pivotal question, especially when mulling over a move, as affordability carries substantial weight in your decision-making process. Factors such as the cost of living index (discussed earlier), housing expenses and income levels all contribute to a location's affordability. For instance, in Ellisville, the median home price is 46.7% higher than the national average and monthly rent prices are 15% higher than the typical rates. Additionally, the median income levels play a role in affordability, with Ellisville boasting a median household income of $115,706, 42.3% higher than the national average.
Groceries: Over the past 2-3 years, grocery expenses have experienced substantial upward trends. In certain markets, food prices have surged by over 20% during this period, while others have witnessed more modest increases. These fluctuations in food costs can wield significant influence over the overall cost of living in a given region. In Ellisville, the groceries index is 4.7% lower than the national average.
Taxes: Locations with elevated tax rates, encompassing both sales and income taxes, can be a factor in driving up the cost of living. When you're paying more in taxes for everyday household expenses, it naturally translates into higher expenses. Similarly, a higher income tax rate can also contribute to an overall higher cost of living. In Ellisville, the standard sales tax rate starts at 4.225%, and the income tax rates commence at 2%.
Utilities: As with the prices of anything else, utility costs can exhibit significant variations, contingent on factors like climate, energy source availability, geographic location and state regulations. The expenses associated with electricity, water, heating, and waste disposal can fluctuate, either upward or downward, depending on the particular city or state. In Ellisville, the utilities index registers 4.7% lower than the national average.
The cost of living estimates displayed for Ellisville are modeled using a U.S. average baseline of 100, helping provide a useful comparison of local living expenses. Housing calculations include U.S. Census home price and rental data, while all other values are AI-assisted estimates based on regional cost patterns, climate, transportation, and everyday spending expectations. These values are intended for directional comparisons across cities.
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| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $152,297 | $12,691 | $3,553 | $4,569 |
| Renters | $67,777 | $5,648 | $1,581 | $2,034 |
| State | General Sales Tax | With Max Surtax |
| Missouri | 4.225% | 10.85% |
| State | Income Tax (Low) | Income Tax (High) |
| Missouri | 2% | 4.95% |
| City | Population | Cost of Living Index | National Avg. |
| Champ, MO | 3 | 96 | 4.1% |
| Defiance, MO | 70 | 96 | 4.3% |
| Peaceful Village, MO | 95 | 69 | 31.1% |
| Kinloch, MO | 344 | 79 | 20.8% |
| Lake Tekakwitha, MO | 280 | 82 | 17.6% |
| Ellisville, MO | 10,050 | 108 | 8.4% |
| City | Population | Cost of Living Index | National Avg. |
| Keansburg, NJ | 10,050 | 114 | 14.1% |
| Fairmount, NY | 10,049 | 102 | 2.2% |
| Scotchtown, NY | 10,049 | 118 | 17.8% |
| St. Augustine Shores, FL | 10,048 | 113 | 13.0% |
| Paris, KY | 10,056 | 89 | 10.5% |
| Ellisville, MO | 10,050 | 108 | 8.4% |
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