Cost Of Living in Elgin, KS

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28%

Overall NAT. AVG.

5%

Groceries NAT. AVG.

82%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Elgin	Kansas	National
Cost of living	72	90	100
Groceries	95	97	100
Health care	94	96	100
Housing	18	77	100
Transportation	97	96	100
Utilities	97	95	100
Lifestyle & Entertainment	93	94	100
Household Items	98	97	100
Education & Childcare	96	93	100

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Cost Of Living Quick Facts

The cost of living in Elgin is 20% lower than the Kansas average
The cost of living in Elgin is 28% lower than the national average
Elgin housing is 82% lower than the national average
Kansas general sales tax is 27% higher than the national average
Kansas state income tax is 19% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$51,636	$4,303	$1,205	$1,549
Renters	$0	$0	$0	$0

Kansas Sales Tax

State	General Sales Tax	With Max Surtax
Kansas	6.5%	11.5%

Kansas Income Tax

State	Income Tax (Low)	Income Tax (High)
Kansas	3.1%	4.7%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Chautauqua, KS	69	72	28.3%
Peru, KS	167	72	28.3%
Cedar Vale, KS	685	75	24.8%
Sedan, KS	876	77	22.7%
Niotaze, KS	124	90	10.5%
Elgin, KS	52	72	27.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
McDougal, AR	52	74	25.9%
Padre Ranchitos, AZ	52	104	4.0%
Tonopah, AZ	52	102	1.7%
Lookout, CA	52	117	17.4%
Saddle Ridge, CO	52	155	55.2%
Elgin, KS	52	72	27.6%