Cost Of Living in Elgin town, SC

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5%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

16%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Elgin town	South Carolina	National
Cost of living	95	94	100
Groceries	98	99	100
Health care	99	98	100
Housing	84	81	100
Transportation	100	99	100
Utilities	98	101	100
Lifestyle & Entertainment	97	98	100
Household Items	102	99	100
Education & Childcare	100	98	100

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Cost Of Living Quick Facts

The cost of living in Elgin town is 1% higher than the South Carolina average
The cost of living in Elgin town is 5% lower than the national average
Elgin town housing is 16% lower than the national average
South Carolina general sales tax is 18% higher than the national average
South Carolina state income tax is 100% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$91,383	$7,615	$2,132	$2,742
Renters	$63,015	$5,251	$1,470	$1,891

South Carolina Sales Tax

State	General Sales Tax	With Max Surtax
South Carolina	6%	9%

South Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
South Carolina	0%	6.5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Catawba, SC	1,090	99	1.4%
JAARS, NC	1,120	78	22.2%
Great Falls, SC	1,860	82	18.3%
Irwin, SC	1,335	88	12.1%
Elgin, SC	2,942	89	11.0%
Elgin town, SC	1,580	95	5.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Bingham Farms, MI	1,580	130	29.6%
Red Lick, TX	1,580	106	5.6%
Cross Lake 19, MB	1,580	n/a
Ballplay, AL	1,581	82	18.2%
Arcadia, IN	1,579	88	11.9%
Elgin town, SC	1,580	95	5.4%