Cost Of Living in East Flat Rock, NC

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A+

3%

Overall NAT. AVG.

9%

Goods & Services NAT. AVG.

17%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	East Flat Rock	North Carolina	National
Cost of living	97	96	100
Goods & Services	109	101	100
Groceries	100	100	100
Health care	115	110	100
Housing	83	88	100
Transportation	92	94	100
Utilities	95	94	100

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Homes For Sale In East Flat Rock, NC

1086 Mine Gap Rd

Zirconia, NC

68 S Inglenook

Flat Rock, NC

438 Loop Rd

Hendersonville, NC

637 Clearview Dr

Hendersonville, NC

Cost Of Living Quick Facts

The cost of living in East Flat Rock is 2% higher than the North Carolina average
The cost of living in East Flat Rock is 3% lower than the national average
East Flat Rock housing is 17% lower than the national average
North Carolina general sales tax is 7% lower than the national average
North Carolina state income tax is 83% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$81,277	$6,773	$1,896	$2,439
Renters	$56,958	$4,747	$1,329	$1,709

The percent of monthly income spent on housing can be a good indicator of the affordability of housing in East Flat Rock, NC, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for East Flat Rock homeowners, is $81,277. This would allow for a maximum of $1,896 per month to be spent on housing costs. For renters, the median monthly income is $56,958 which would result in a maximum of $1,329 to be spent on rental costs.

North Carolina Sales Tax

State	General Sales Tax	With Max Surtax
North Carolina	4.75%	7.5%

North Carolina Income Tax

State	Income Tax (Low)	Income Tax (High)
North Carolina	4.75%	4.75%

Goods & Services

Item	East Flat Rock	National avg.	Difference
Haircut	$30.89	$27.62	11.9%
Beauty Salon	$77.17	$51.11	51.0%
Toothpaste	$4.05	$4.09	1.0%
Shampoo	$1.74	$1.54	12.8%
Movie	$13.60	$12.88	5.6%
Yoga	$24.00	$19.66	22.1%

Groceries

Item	East Flat Rock	National avg.	Difference
Ground Beef	$7.59	$7.70	1.5%
Fried Chicken	$1.54	$1.66	7.4%
Milk	$4.88	$4.73	3.1%
Potatoes	$5.33	$5.26	1.4%
Pizza	$12.41	$12.76	2.8%
Beer	$10.70	$10.55	1.4%

Health Care

Item	East Flat Rock	National avg.	Difference
Optometrist	$156.58	$140.06	11.8%
Doctor	$145.54	$153.82	5.4%
Dentist	$133.11	$123.15	8.1%
Ibuprofen	$11.79	$11.73	0.5%
Lipitor	$35.17	$23.61	49.0%

Housing

Item	East Flat Rock	National avg.	Difference
Home Price	$273,413.00	$326,622.00	16.3%
Avg. Mortgage Payment	$2,993.74	$2,480.25	20.7%
Apartment Rent	$1,180.00	$1,444.00	18.3%

Transportation

Item	East Flat Rock	National avg.	Difference
Gasoline	$2.89	$3.06	5.4%
Tire Balancing	$56.73	$65.21	13.0%

Utilities

Item	East Flat Rock	National avg.	Difference
All Electricity	$207.12	$220.12	5.9%
Phone	$190.84	$195.71	2.5%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Tigerville, SC	2,094	97	2.6%
Flat Rock CDP, NC	1,487	87	13.2%
Fruitland, NC	2,263	89	11.4%
Landrum, SC	2,694	88	11.6%
Barker Heights, NC	1,338	96	3.6%
East Flat Rock, NC	6,318	97	2.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Pauls Valley, OK	6,317	80	19.5%
Dacono, CO	6,316	124	23.8%
St. Robert, MO	6,320	95	4.9%
Oyster Bay, NY	6,315	164	64.2%
Wheelersburg, OH	6,315	93	7.4%
East Flat Rock, NC	6,318	97	2.6%