Cost of Living in Pauls Valley, OK

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18%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
49%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Pauls Valley Oklahoma National
Cost of living8288100
Groceries9896100
Health care9395100
Housing5170100
Transportation9896100
Utilities9496100
Lifestyle & Entertainment9894100
Household Items9897100
Education & Childcare8893100
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Homes For Sale In Pauls Valley, OK

property for sale

106 E Agnew Ave

Pauls Valley, OK
property for sale

29 Crown Pt

Pauls Valley, OK
property for sale

116 N Elm St

Pauls Valley, OK
property for sale

412 S Cherry St

Pauls Valley, OK

Cost Of Living Quick Facts

  • The cost of living in Pauls Valley is 6% lower than the Oklahoma average
  • The cost of living in Pauls Valley is 18% lower than the national average
  • Pauls Valley housing is 49% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

Most Affordable Places to Live in and Around Pauls Valley

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$64,921$5,410$1,515$1,948
      Renters$45,986$3,832$1,073$1,380
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Pauls Valley, OK, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Pauls Valley homeowners, is $64,921. This would allow for a maximum of $1,515 per month to be spent on housing costs. For renters, the median monthly income is $45,986 which would result in a maximum of $1,073 to be spent on rental costs.

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Rosedale, OK33964.4%
      Byars, OK2707723.3%
      Wynnewood, OK1,8758119.1%
      Elmore City, OK9588218.2%
      Paoli, OK7898317.0%
      Pauls Valley, OK6,3178217.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Dacono, CO6,31612323.3%
      East Flat Rock, NC6,318964.4%
      Oyster Bay, NY6,31515958.5%
      Wheelersburg, OH6,315945.6%
      St. Robert, MO6,320972.6%
      Pauls Valley, OK6,3178217.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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