C+
10%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
33%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index East Bethel Minnesota National
Cost of living110100100
Groceries101100100
Health care102100100
Housing133100100
Transportation97100100
Utilities104104100
Lifestyle & Entertainment102100100
Household Items99100100
Education & Childcare9799100
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An Overview of Cost of Living in East Bethel, MN

Getting a feel for the cost of living in East Bethel is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in East Bethel is 110, which is 10% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

Housing costs make up a big chunk of the cost of living in East Bethel, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 33.3% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is East Bethel Affordable?

Is East Bethel an affordable place to live? That's a valid question to ask when you're thinking about moving to a new city. After all, how much it costs to live somewhere can be a huge factor in your decision. Affordability can be broken down into 3 common categories. The cost of living index (we talked about it earlier), housing expenses and income levels all play a big role in figuring out if a place is affordable. For instance, in East Bethel, the median home price is 41.4% higher than what most folks pay across the country, and monthly rent prices are 14.6% higher than the usual rates. Income levels in East Bethel come in at $135,291, which is 66.3% higher than the national average.

What Factors can Influence the Cost of Living in East Bethel?

Transportation: In areas where public transportation is scarce or unavailable, residents often find themselves compelled to own and upkeep vehicles, thereby increasing the overall cost of living. Monthly expenses encompass fuel, insurance, routine maintenance and potentially lease or financing payments. In East Bethel, the transportation index is 2.8% lower than the national average.

Subsidies: Certain regions may provide government subsidies or assistance initiatives designed to alleviate the cost of living burden on their residents. These programs encompass a wide range of support mechanisms, such as Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas with fewer subsidy offerings might experience an elevation in their cost of living.

Healthcare: The costs associated with healthcare and insurance premiums can exhibit notable disparities based on the city or state of residence. Access to healthcare facilities, out-of-pocket expenses for medical appointments, dental care charges, prescription medication costs and specialized medical care expenses all contribute to variations in the cost of living. In East Bethel, healthcare costs are 2% higher than the national average.

Where is the Data From?

The East Bethel cost of living data displayed above uses a U.S. average baseline of 100 to provide a practical way to compare living expenses across cities. Housing estimates incorporate U.S. Census home price and rental data, while all other values are generated using AI-assisted models based on everyday expense expectations, regional pricing trends, climate, transportation patterns, and local economic conditions. These values are designed for directional city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in East Bethel is 10% higher than the Minnesota average
  • The cost of living in East Bethel is 10% higher than the national average
  • East Bethel housing is 33% higher than the national average
  • Minnesota general sales tax is 35% higher than the national average
  • Minnesota state income tax is 106% higher than the national average

Most Affordable Places to Live in and Around East Bethel

See all the best places to live around East Bethel

Compare East Bethel, MN Cost of Living

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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$138,986$11,582$3,243$4,170
      Renters$89,356$7,446$2,085$2,681
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in East Bethel, MN, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for East Bethel homeowners, is $138,986. This would allow for a maximum of $3,243 per month to be spent on housing costs. For renters, the median monthly income is $89,356 which would result in a maximum of $2,085 to be spent on rental costs.

      Minnesota Sales Tax

      State General Sales Tax With Max Surtax
      Minnesota 6.875% 7.875%

      Minnesota Income Tax

      State Income Tax (Low) Income Tax (High)
      Minnesota 5.35% 9.85%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Stacy, MN2,036964.4%
      Lexington, MN2,3651011.4%
      Isanti, MN6,2161022.3%
      North Branch, MN10,8551032.6%
      Bethel, MN4521043.6%
      East Bethel, MN12,39111010.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Minden, LA12,3918811.8%
      Lantana, FL12,39011313.1%
      Lake Los Angeles, CA12,39411615.7%
      Sidney, BC12,386n/a 
      Rossmoor, CA12,384226126.0%
      East Bethel, MN12,39111010.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.