| Index | Dumas | Texas | National |
| Cost of living | 93 | 94 | 100 |
| Groceries | 99 | 98 | 100 |
| Health care | 101 | 98 | 100 |
| Housing | 79 | 83 | 100 |
| Transportation | 98 | 98 | 100 |
| Utilities | 105 | 103 | 100 |
| Lifestyle & Entertainment | 101 | 98 | 100 |
| Household Items | 98 | 98 | 100 |
| Education & Childcare | 96 | 98 | 100 |
Understanding the cost of living in Dumas can help future residents assess whether their current financial situation aligns with the expenses they will encounter. It enables them to plan for potential changes in their budget and lifestyle. The Dumas cost of living index is 93, which is 7% lower than the national average. The cost of living index is calculated by taking into account multiple categories, which encompass both the cost of everyday expenditures and larger expenses as well.
Everyday expenditures like food, housing, lifestyle expenses, transportation and health care in Dumas are priced in a manner consistent with other areas. This means that residents of Dumas can anticipate their daily expenses remaining reasonably similar to those in an average city, thereby supporting a manageable cost of living.
Is Dumas an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Dumas is 28.9% lower than the national average, while the average monthly rent prices are 3.2% lower than average. The affordability of any location can also be influenced by median income levels. Dumas has a median household income of $83,068, which is 2.1% higher than the national average.
Utilities: Similar to the prices of any goods or services, utility expenses can fluctuate widely, contingent on variables such as climate, available energy sources, geographical location and state regulations. Costs associated with electricity, water, heating, and waste disposal can differ in magnitude, depending on the specific city or state. In Dumas, the utilities index registers at 5.3% higher than the national average.
Groceries: The costs associated with groceries have witnessed substantial increases over the past 2-3 years. In select markets, food prices have escalated by more than 20% during this timeframe, whereas others have seen more restrained upticks. The variances in food expenses can exert a considerable influence on the overall cost of living in a given locale. In Dumas, the groceries index is 1.5% lower than the national average.
Transportation: When public transportation options are limited or non-existent, residents frequently resort to vehicle ownership, which can significantly contribute to the overall cost of living. Monthly financial obligations encompass fuel, insurance, regular maintenance and potentially lease or financing expenses. In Dumas, the transportation index is 1.9% lower than the national average.
The Dumas cost of living data above is designed around a U.S. average baseline of 100, allowing for easy comparisons of relative living costs. Housing incorporates U.S. Census home price and rental data, while all other figures are AI-assisted estimates that account for regional price trends, climate, transportation dynamics, and common everyday expenses. These values are best used as directional city-to-city comparisons.
| Cost of living index | |
| Groceries index | |
| Health care index | |
| Housing index | |
| Transportation index | |
| Utilities index | |
| Lifestyle index | |
| Household index | |
| Educare index |
| Median Income | Per Year | Per Month | Max Budget (28% DTI) | Max Budget (36% DTI) |
| Owners | $91,746 | $7,646 | $2,141 | $2,753 |
| Renters | $77,241 | $6,437 | $1,802 | $2,317 |
| State | General Sales Tax | With Max Surtax |
| Texas | 6.25% | 8.25% |
| State | Income Tax (Low) | Income Tax (High) |
| Texas | 0% | 0% |
| City | Population | Cost of Living Index | National Avg. |
| Cactus, TX | 3,367 | 81 | 18.9% |
| Sunray, TX | 2,314 | 88 | 12.5% |
| Dumas, TX | 14,460 | 93 | 6.8% |
| City | Population | Cost of Living Index | National Avg. |
| Vail, AZ | 14,464 | 117 | 16.5% |
| Sun Village, CA | 14,465 | 122 | 22.1% |
| Lake Wylie, SC | 14,454 | 120 | 19.7% |
| Lewisville, NC | 14,467 | 103 | 2.9% |
| Artondale, WA | 14,469 | 149 | 48.9% |
| Dumas, TX | 14,460 | 93 | 6.8% |
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