Cost of Living in Cactus, TX

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A+
19%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
61%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cactus Texas National
Cost of living8194100
Groceries9998100
Health care10198100
Housing3983100
Transportation9898100
Utilities105103100
Lifestyle & Entertainment10198100
Household Items9898100
Education & Childcare9698100
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Homes For Sale In Cactus, TX

property for sale

308 Little Rock St

Dumas, TX
property for sale

612 Poplar Ave

Cactus, TX
property for sale

229 Montana Dr

Cactus, TX
property for sale

209 Texas St

Cactus, TX
See the Newest Homes For Sale In Cactus, TX

Cost Of Living Quick Facts

  • The cost of living in Cactus is 14% lower than the Texas average
  • The cost of living in Cactus is 19% lower than the national average
  • Cactus housing is 61% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Cactus

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Compare Cactus, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$77,510$6,459$1,808$2,326
      Renters$39,761$3,313$928$1,193

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sunray, TX2,3148812.5%
      Dumas, TX14,460936.8%
      Cactus, TX3,3678118.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Essexville, MI3,3668911.0%
      Hillsboro, MO3,366945.8%
      Ross, OH3,3661032.9%
      Heron Bay, GA3,3681076.8%
      Lockport, LA3,3688911.3%
      Cactus, TX3,3678118.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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