Cost of Living in Downingtown, PA

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B+
10%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Downingtown Pennsylvania National
Cost of living11097100
Groceries99100100
Health care9999100
Housing13590100
Transportation102101100
Utilities10199100
Lifestyle & Entertainment98100100
Household Items10199100
Education & Childcare99101100
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Homes For Sale In Downingtown, PA

property for sale

200 Campbell Cir Unit E1

Downingtown, PA
property for sale

3650 Bungalow Glade

Downingtown, PA
property for sale

106 Camryn Ct

Downingtown, PA
property for sale

305 McFarland Dr

Downingtown, PA

Cost Of Living Quick Facts

  • The cost of living in Downingtown is 14% higher than the Pennsylvania average
  • The cost of living in Downingtown is 10% higher than the national average
  • Downingtown housing is 35% higher than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Downingtown

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      Salary Calculator

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      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$145,180$12,098$3,387$4,356
      Renters$86,050$7,171$2,008$2,582
      To approximate the cost of living and the housing affordability in Downingtown, PA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Downingtown have a median income of $145,180. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,387 per month to avoid calamity and poverty. The renters in the city have an income of about $86,050, which would make their monthly maximum allowable rental costs $2,008.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cheyney University, PA198990.8%
      Lincoln University, PA1,9021000.5%
      Westwood, PA1,6698614.1%
      Marcus Hook, PA2,3818712.6%
      Linwood, PA3,5528910.9%
      Downingtown, PA8,33111010.3%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fairwood CDP (Spokane County), WA8,33111313.4%
      Alliance, NE8,330919.1%
      Hempstead, TX8,329919.0%
      Whitefish, MT8,33312929.0%
      Monona, WI8,33411111.0%
      Downingtown, PA8,33111010.3%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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