Cost of Living in Downingtown, PA

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C+
13%
Overall NAT. AVG.
9%
Goods & Services NAT. AVG.
35%
Housing NAT. AVG.
Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index Downingtown Pennsylvania National
Cost of living11399100
Goods & Services109103100
Groceries10598100
Health care9594100
Housing13590100
Transportation95104100
Utilities100109100
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Homes For Sale In Downingtown, PA

property for sale

100 Trowbridge Ln

Downingtown, PA
property for sale

3817 Hazelwood Ave

Downingtown, PA
property for sale

141 Four Leaf Dr

Downingtown, PA
property for sale

1003 Travis Ct

Downingtown, PA

Cost Of Living Quick Facts

  • The cost of living in Downingtown is 15% higher than the Pennsylvania average
  • The cost of living in Downingtown is 13% higher than the national average
  • Downingtown housing is 35% higher than the national average
  • Pennsylvania general sales tax is 18% higher than the national average
  • Pennsylvania state income tax is 18% higher than the national average

Most Affordable Places to Live in and Around Downingtown

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Compare Downingtown, PA Cost of Living

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$145,180$12,098$3,387$4,356
      Renters$86,050$7,171$2,008$2,582
      To approximate the cost of living and the housing affordability in Downingtown, PA, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Downingtown have a median income of $145,180. Therefore, the amount that a consumer should spend on housing costs should be no more than $3,387 per month to avoid calamity and poverty. The renters in the city have an income of about $86,050, which would make their monthly maximum allowable rental costs $2,008.

      Pennsylvania Sales Tax

      State General Sales Tax With Max Surtax
      Pennsylvania 6% 8%

      Pennsylvania Income Tax

      State Income Tax (Low) Income Tax (High)
      Pennsylvania 3.07% 3.07%

      Goods & Services

      Item Downingtown National avg. Difference
      Haircut $38.08$27.6237.9%
      Beauty Salon $58.12$51.1113.7%
      Toothpaste $4.01$4.092.0%
      Shampoo $1.70$1.5410.2%
      Movie $14.38$12.8811.7%
      Yoga $21.47$19.669.2%

      Groceries

      Item Downingtown National avg. Difference
      Ground Beef $7.53$7.702.3%
      Fried Chicken $1.60$1.663.7%
      Milk $4.85$4.732.5%
      Potatoes $5.26$5.260.1%
      Pizza $10.99$12.7613.9%
      Beer $10.89$10.553.2%

      Health Care

      Item Downingtown National avg. Difference
      Optometrist $148.79$140.066.2%
      Doctor $154.54$153.820.5%
      Dentist $124.92$123.151.4%
      Ibuprofen $12.24$11.734.3%
      Lipitor $15.66$23.6133.7%

      Housing

      Item Downingtown National avg. Difference
      Home Price $442,999.00$326,622.0035.6%
      Avg. Mortgage Payment $2,756.98$2,480.2511.2%
      Apartment Rent $1,907.00$1,444.0032.1%

      Transportation

      Item Downingtown National avg. Difference
      Gasoline $3.05$3.060.3%
      Tire Balancing $55.19$65.2115.4%

      Utilities

      Item Downingtown National avg. Difference
      All Electricity $224.41$220.122.0%
      Phone $189.07$195.713.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Cheyney University, PA1981044.3%
      Lincoln University, PA1,9021044.3%
      Westwood, PA1,6698911.4%
      Marcus Hook, PA2,381919.1%
      Linwood, PA3,552937.4%
      Downingtown, PA8,33111313.4%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Fairwood CDP (Spokane County), WA8,33111818.3%
      Alliance, NE8,330918.8%
      Hempstead, TX8,3298910.7%
      Whitefish, MT8,33312928.7%
      Monona, WI8,33411312.7%
      Downingtown, PA8,33111313.4%
      Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.
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