Cost Of Living in Derma, MS

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21%

Overall NAT. AVG.

2%

Groceries NAT. AVG.

60%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Derma	Mississippi	National
Cost of living	79	86	100
Groceries	98	97	100
Health care	93	95	100
Housing	40	63	100
Transportation	95	94	100
Utilities	99	98	100
Lifestyle & Entertainment	93	94	100
Household Items	98	96	100
Education & Childcare	96	94	100

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Homes For Sale In Derma, MS

109 Stewart St

Calhoun City, MS

Cost Of Living Quick Facts

The cost of living in Derma is 7% lower than the Mississippi average
The cost of living in Derma is 21% lower than the national average
Derma housing is 60% lower than the national average
Mississippi general sales tax is 37% higher than the national average
Mississippi state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$51,384	$4,282	$1,199	$1,542
Renters	$34,945	$2,912	$815	$1,048

Mississippi Sales Tax

State	General Sales Tax	With Max Surtax
Mississippi	7%	7.25%

Mississippi Income Tax

State	Income Tax (Low)	Income Tax (High)
Mississippi	5%	5%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Slate Springs, MS	91	96	3.8%
Bruce, MS	1,703	80	20.3%
Vardaman, MS	1,256	80	20.2%
Calhoun City, MS	2,200	80	20.0%
Mantee, MS	398	84	16.1%
Derma, MS	1,078	79	20.6%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Neola, IA	1,078	91	8.5%
Howland, ME	1,078	90	10.1%
Nicollet, MN	1,078	97	3.2%
Columbus, NM	1,078	79	20.9%
Chicora, PA	1,078	92	7.6%
Derma, MS	1,078	79	20.6%