Cost Of Living in Derma, MS

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28%

Overall NAT. AVG.

17%

Goods & Services NAT. AVG.

60%

Housing NAT. AVG.

Date & Last Updated: This data reflects 2025 and was released from C2ER in January, 2026; this is the most current data available.

The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
Index	Derma	Mississippi	National
Cost of living	72	83	100
Goods & Services	83	92	100
Groceries	94	96	100
Health care	79	94	100
Housing	40	63	100
Transportation	88	88	100
Utilities	83	89	100

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Homes For Sale In Derma, MS

564 North Strong ST

Derma, MS

109 Stewart St

Calhoun City, MS

Cost Of Living Quick Facts

The cost of living in Derma is 13% lower than the Mississippi average
The cost of living in Derma is 28% lower than the national average
Derma housing is 60% lower than the national average
Mississippi general sales tax is 37% higher than the national average
Mississippi state income tax is 93% higher than the national average

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Price difference in compared to

Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$51,384	$4,282	$1,199	$1,542
Renters	$34,945	$2,912	$815	$1,048

Mississippi Sales Tax

State	General Sales Tax	With Max Surtax
Mississippi	7%	7.25%

Mississippi Income Tax

State	Income Tax (Low)	Income Tax (High)
Mississippi	5%	5%

Goods & Services

Item	Derma	National avg.	Difference
Haircut	$24.22	$27.62	12.3%
Beauty Salon	$28.33	$51.11	44.6%
Toothpaste	$4.08	$4.09	0.3%
Shampoo	$1.34	$1.54	13.1%
Movie	$10.63	$12.88	17.5%
Yoga	$12.50	$19.66	36.4%

Groceries

Item	Derma	National avg.	Difference
Ground Beef	$7.75	$7.70	0.6%
Fried Chicken	$1.48	$1.66	11.0%
Milk	$4.53	$4.73	4.3%
Potatoes	$5.57	$5.26	6.0%
Pizza	$11.92	$12.76	6.6%
Beer	$9.27	$10.55	12.1%

Health Care

Item	Derma	National avg.	Difference
Optometrist	$99.44	$140.06	29.0%
Doctor	$105.00	$153.82	31.7%
Dentist	$98.00	$123.15	20.4%
Ibuprofen	$11.17	$11.73	4.8%
Lipitor	$19.91	$23.61	15.7%

Housing

Item	Derma	National avg.	Difference
Home Price	$102,742.00	$326,622.00	68.5%
Avg. Mortgage Payment	$1,639.90	$2,480.25	33.9%
Apartment Rent	$881.00	$1,444.00	39.0%

Transportation

Item	Derma	National avg.	Difference
Gasoline	$2.62	$3.06	14.3%
Tire Balancing	$61.33	$65.21	5.9%

Utilities

Item	Derma	National avg.	Difference
All Electricity	$163.10	$220.12	25.9%
Phone	$191.93	$195.71	1.9%

Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Slate Springs, MS	91	86	14.4%
Bruce, MS	1,703	72	27.7%
Vardaman, MS	1,256	72	27.6%
Calhoun City, MS	2,200	73	27.4%
Mantee, MS	398	76	23.6%
Derma, MS	1,078	72	28.0%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Neola, IA	1,078	89	11.2%
Howland, ME	1,078	91	9.5%
Nicollet, MN	1,078	96	3.9%
Columbus, NM	1,078	76	23.7%
Chicora, PA	1,078	92	7.7%
Derma, MS	1,078	72	28.0%