Cost Of Living in Delphos, OH

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15%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

39%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Delphos	Ohio	National
Cost of living	85	89	100
Groceries	97	97	100
Health care	97	96	100
Housing	61	74	100
Transportation	96	96	100
Utilities	98	96	100
Lifestyle & Entertainment	94	95	100
Household Items	98	97	100
Education & Childcare	91	93	100

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Homes For Sale In Delphos, OH

201 E 5th St

Delphos, OH

610 N Washington St

Delphos, OH

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Cost Of Living Quick Facts

The cost of living in Delphos is 4% lower than the Ohio average
The cost of living in Delphos is 15% lower than the national average
Delphos housing is 39% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$94,350	$7,863	$2,201	$2,831
Renters	$47,291	$3,941	$1,103	$1,419

A good indicator of the general affordability of housing in Delphos, OH, is the percentage of monthly income that should be spent on housing expenses, otherwise known as the debt-to-income ratio (DTI). Generally speaking, no more than 28 percent of your total gross income should be spent on your housing expenses and not more than 36 percent of your gross income on total expenses, including debts. In Delphos, the median monthly income is $94,350 for those who own their own homes. Under the standard rule, that income level would allow for $2,201 to be budgeted for housing expenses each month, at the most. Renters, on the other hand, earn about $47,291, per the median income in the area. That would allow for renters to spend up to $1,103 on monthly rental expenses.

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Haviland, OH	267	80	20.2%
Scott, OH	275	80	19.7%
Cloverdale, OH	172	80	19.7%
Elgin, OH	146	81	19.4%
Lima, OH	38,026	82	18.4%
Delphos, OH	7,315	85	14.8%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
St. Louis, MI	7,316	85	15.2%
Fort Myers Beach, FL	7,313	140	40.0%
Lower Allen, PA	7,313	100	0.1%
Willow Oak, FL	7,317	99	1.4%
Dunbar, WV	7,317	86	14.4%
Delphos, OH	7,315	85	14.8%