Cost Of Living in Elgin, OH

Get 300+ Local Insights for Any Address in Elgin, OH

Get Access to 300+ Local Data Points

A+

19%

Overall NAT. AVG.

3%

Groceries NAT. AVG.

55%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Elgin	Ohio	National
Cost of living	81	89	100
Groceries	97	97	100
Health care	97	96	100
Housing	45	74	100
Transportation	96	96	100
Utilities	98	96	100
Lifestyle & Entertainment	94	95	100
Household Items	98	97	100
Education & Childcare	91	93	100

Does this Area Fit Your Budget?

Know the community before you call it home
Compare multiple areas side by side
Access over 300 data points for any address

GET REPORT →

Cost Of Living Quick Facts

The cost of living in Elgin is 10% lower than the Ohio average
The cost of living in Elgin is 19% lower than the national average
Elgin housing is 55% lower than the national average
Ohio general sales tax is 13% higher than the national average
Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Elgin

See all the best places to live around Elgin

Compare Elgin, OH Cost of Living

Write a review to give others more information about this area.

See all Elgin poll results

The best places in Ohio

Here are the best places to live in Ohio

See the best places to live in Elgin

Check out the 10 safest cities in Ohio

These are the largest cities in Ohio

Salary Calculator

This is how much you would need to earn in

Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$109,846	$9,154	$2,563	$3,296
Renters	$0	$0	$0	$0

Ohio Sales Tax

State	General Sales Tax	With Max Surtax
Ohio	5.75%	8%

Ohio Income Tax

State	Income Tax (Low)	Income Tax (High)
Ohio	2.76%	3.99%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Ohio City, OH	752	82	18.1%
Convoy, OH	1,135	83	16.9%
Middle Point, OH	561	83	17.3%
Mendon, OH	656	83	16.9%
Van Wert, OH	10,770	84	16.2%
Elgin, OH	146	81	19.4%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Talladega Springs, AL	146	85	15.1%
Christopher Creek, AZ	146	110	10.4%
Kaibab, AZ	146	88	12.1%
Mendes, GA	146	94	6.4%
Belknap, IL	146	76	23.6%
Elgin, OH	146	81	19.4%