Cost of Living in Del Monte Forest, CA

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F
174%
Overall NAT. AVG.
10%
Groceries NAT. AVG.
548%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Del Monte Forest California National
Cost of living274141100
Groceries110111100
Health care114116100
Housing648197100
Transportation114118100
Utilities115119100
Lifestyle & Entertainment119120100
Household Items108111100
Education & Childcare118127100
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Homes For Sale In Del Monte Forest, CA

property for sale

4017 Los Altos Dr

Pebble Beach, CA
property for sale

28 Spanish Bay Cir #28

Pebble Beach, CA
property for sale

1027 Vaquero Rd

Pebble Beach, CA
property for sale

3338 17 Mile Dr

Pebble Beach, CA

Cost Of Living Quick Facts

  • The cost of living in Del Monte Forest is 94% higher than the California average
  • The cost of living in Del Monte Forest is 174% higher than the national average
  • Del Monte Forest housing is 548% higher than the national average
  • California general sales tax is 42% higher than the national average
  • California state income tax is 61% lower than the national average

Most Affordable Places to Live in and Around Del Monte Forest

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      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$207,500$17,292$4,841$6,226
      Renters$271,811$22,651$6,342$8,155
      The affordability of the housing market in Del Monte Forest, CA as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Del Monte Forest homeowners, the median income is $207,500. This indicates that a monthly maximum of $4,841 should be spent by homeowners on all housing related costs. Renters have a median income of $271,811. This indicates that renters would have a maximum of $6,342 for their rent related monthly costs.

      California Sales Tax

      State General Sales Tax With Max Surtax
      California 7.25% 10.5%

      California Income Tax

      State Income Tax (Low) Income Tax (High)
      California 1% 13.3%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sand City, CA33313433.7%
      Castroville, CA6,50115959.0%
      Seaside, CA34,76115858.4%
      Marina, CA22,44315958.9%
      Del Rey Oaks, CA1,55817676.5%
      Del Monte Forest, CA3,927274173.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Leo-Cedarville, IN3,9271010.6%
      Saugerties, NY3,92711313.1%
      Shadyside, OH3,9288712.8%
      Denver, PA3,9281000.4%
      Lawrence Park, PA3,928919.4%
      Del Monte Forest, CA3,927274173.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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