Cost of Living in Decatur, TX

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A+
4%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
7%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Decatur Texas National
Cost of living9694100
Groceries9698100
Health care9998100
Housing9383100
Transportation9598100
Utilities101103100
Lifestyle & Entertainment9498100
Household Items9698100
Education & Childcare10198100
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Homes For Sale In Decatur, TX

property for sale

132 County Road 4213

Decatur, TX
property for sale

118 High Ridge Ct

Decatur, TX
property for sale

303 Mesa Rdg

Decatur, TX
property for sale

2403 County Road 2224

Decatur, TX
See the Newest Homes For Sale In Decatur, TX

Cost Of Living Quick Facts

  • The cost of living in Decatur is 2% higher than the Texas average
  • The cost of living in Decatur is 4% lower than the national average
  • Decatur housing is 7% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Decatur

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Compare Decatur, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$102,073$8,506$2,382$3,062
      Renters$80,374$6,698$1,875$2,411
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Decatur, TX, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Decatur homeowners, is $102,073. This would allow for a maximum of $2,382 per month to be spent on housing costs. For renters, the median monthly income is $80,374 which would result in a maximum of $1,875 to be spent on rental costs.

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Chico, TX1,2098910.8%
      Alvord, TX1,1309010.5%
      Paradise, TX520918.7%
      Rhome, TX1,805955.1%
      Bridgeport, TX6,694955.3%
      Decatur, TX7,200964.1%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Shamokin, PA7,2008020.4%
      Peace River, AB7,200n/a 
      Ormond-by-the-Sea, FL7,19811110.7%
      Collinsville, VA7,1989010.2%
      North Stormont, ON7,196n/a 
      Decatur, TX7,200964.1%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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