Decatur cost of living index

In the event that the cost of living data was unavailable for this city, estimates based upon nearby cities were used. Each cost of living index is based on a national average of 100. If the amount is below 100, it is lower than the national average. If the amount is above 100, it is higher than the national average.
Cost of living index8991100
Goods & Services index9193100
Groceries index9891100
Health care index9596100
Housing index7783100
Transportation index9794100
Utilities index99100100
Here we can see a simple outline of the cost of living in Decatur, TX. As you can see, with the average cost of living in Decatur, TX being 89, that puts it 2% lower than the average of Texas and 11% lower than our nation's average. This simple outline of the cost of living index was formulated using prices of: goods and services (weighted 33%), housing prices (weighted 30%), groceries (weighted 13%), utilities (weighted 10%), transportation (weighted 9%), and health care (weighted 5%). Thus, goods/services, along with housing influences the majority of the cost of living index. The price of daily goods and services is a valuable and reliable number to be aware of when considering the general price of the city's goods. In the case of Decatur, TX, the price of goods and services are 3% lower than the average of Texas as well as 9% lower than the nation's average.

Did you know?

  • The cost of living in Decatur is 2% lower than the Texas average.
  • The cost of living in Decatur is 11% lower than the national average.
  • The cost of housing in Decatur is 23% lower than the national average.
  • Texas general sales tax is 23% higher than the national average.
  • Texas state income tax is 100% lower than the national average.

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Salary Calculator

This is how much you would need to earn in
Price difference in compared to
Cost of living index
Goods & Services index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
The salary calculator allows you to compare how much your current salary in Decatur, TX would be worth in another city. In other words, the salary calculator will adjust the figure you enter for cost of living so that you can determine how much more or much less you would need to earn while maintaining your current quality of living. If you are considering relocating to a more expensive city than Decatur, TX, the calculator will tell you how much more you need to earn so you can assess job offers more accurately. The Decatur, TX salary calculator is easy to use. All you do is enter the name of another city, then move the slider to your current income. After that, the salary calculator will crunch the numbers for you and give you the information you need about the place you are considering going. Additionally, it will show a detailed breakdown of the cost of living.

Median Income & Debt-To-Income Ratio

Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Decatur, TX as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Decatur, TX homeowners, is $64,284. This would allow for a maximum of $1,500 per month to be spent on housing costs. For renters, the median monthly income is $36,360 which would result in a maximum of $848 to be spent on rental costs.

Texas Sales Tax

StateGeneral Sales TaxWith Max Surtax

Texas Income Tax

StateIncome Tax (Low)Income Tax (High)
The Texas sales tax and Texas income tax rates should definitely be considered when determining the overall cost of living in Decatur, TX. Sales taxes are taxes that are imposed onto goods and services sold. Sales taxes do vary by state and can range from no tax at all to upwards of 7%. The Texas sales tax is 6.25% and the maximum surtax is 8.25%. Income tax is the tax imposed on income by the government. The income tax rates will vary by state and will also increase or decrease depending on the corresponding tax bracket. State income tax rates can range from anywhere from no tax at all to more than 9%. The Texas income tax rates range from 0% to 0%.

Goods & Services

ItemDecaturNational avg.Difference
Haircut $15.61$16.093.0%
Beauty Salon $34.32$37.338.1%
Toothpaste $2.15$2.4512.0%
Shampoo $1.01$1.000.7%
Movie $9.09$10.2811.6%
Bowling $3.02$4.9338.8%


ItemDecaturNational avg.Difference
Ground Beef $3.91$3.802.7%
Fried Chicken $1.40$1.400.3%
Milk $1.71$2.0114.8%
Potatoes $2.63$3.0112.6%
Pizza $9.26$9.896.3%
Beer $9.09$8.902.2%

Health Care

ItemDecaturNational avg.Difference
Optometrist $67.75$102.1633.7%
Doctor $79.48$108.3626.7%
Dentist $109.08$92.5317.9%
Ibuprofen $9.07$9.282.2%
Lipitor $400.01$425.826.1%


ItemDecaturNational avg.Difference
Home Price $123,600.00$184,700.0033.1%
Avg. Mortgage Payment $808.62$1,202.4432.8%
Apartment Rent $956.00$949.000.7%


ItemDecaturNational avg.Difference
Gasoline $2.08$2.247.5%
Tire Balancing $49.59$46.297.1%


ItemDecaturNational avg.Difference
All Electricity$147.79$165.9611.0%
Phone $31.92$28.6811.3%
Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

Nearby cities with low cost of living

City, StatePopulationCost of Living IndexNational Avg.
Newark, TX1,19290-10%
Chico, TX1,06484-16%
New Fairview, TX1,21691-9%
Paradise, TX44786-14%
Alvord, TX1,43486-14%
Decatur, TX6,37889-11%

Cities with similar population

City, StatePopulationCost of Living IndexNational Avg.
Los Fresnos, TX6,37679-21%
Yaphank, NY6,38013232%
Cynthiana, KY6,37684-16%
Lauderdale-by-the-Sea, FL6,37513131%
White Oak, TX6,37489-11%
Decatur, TX6,37889-11%
Source: The Decatur, TX cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2017.