Cost of Living in Chico, TX

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11%
Overall NAT. AVG.
3%
Groceries NAT. AVG.
33%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Chico Texas National
Cost of living8994100
Groceries9798100
Health care9698100
Housing6783100
Transportation9798100
Utilities106103100
Lifestyle & Entertainment9998100
Household Items9798100
Education & Childcare10298100
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Homes For Sale In Chico, TX

property for sale

308 Oakwood St

Chico, TX
property for sale

107 S Flower Ln

Chico, TX
property for sale

399 Sunset Bay Dr

Chico, TX
property for sale

340 Moonlight Bay Dr

Chico, TX
See the Newest Homes For Sale In Chico, TX

Cost Of Living Quick Facts

  • The cost of living in Chico is 5% lower than the Texas average
  • The cost of living in Chico is 11% lower than the national average
  • Chico housing is 33% lower than the national average
  • Texas general sales tax is 22% higher than the national average
  • Texas state income tax is 100% lower than the national average

Most Affordable Places to Live in and Around Chico

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Compare Chico, TX Cost of Living

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$87,994$7,333$2,053$2,640
      Renters$57,805$4,817$1,349$1,734

      Texas Sales Tax

      State General Sales Tax With Max Surtax
      Texas 6.25% 8.25%

      Texas Income Tax

      State Income Tax (Low) Income Tax (High)
      Texas 0% 0%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Sunset CDP (Starr County), TX16973.0%
      Sunset, TX671973.0%
      Alvord, TX1,1309010.5%
      Paradise, TX520918.7%
      Bridgeport, TX6,694955.3%
      Chico, TX1,2098910.8%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Kent City, MI1,2098613.7%
      Henning, TN1,2098118.8%
      Waitsburg, WA1,2091033.2%
      Ashton, ID1,210918.7%
      Clifton, IL1,208928.0%
      Chico, TX1,2098910.8%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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