Deal, NJ is a lovely part of the Garden State shore area. It hosts large and beautiful homes, a gorgeous beachfront, and is a great vacation spot. The problem since Hurricane Sandy is that it has become a storm exposed zone. (Read about it at http://www.primeins.com/insurance-news/2015/06/struggling-with-your-homeowner-s-insurance-premiums-since-sandy) In insurance terms that poses coverage problems, such as limited coverage opportunities and renewal options, as well as policies being cancelled. Moreover, for those that can get coverage, the quotes are particularly high. There is a solution though. By going to an experienced independent insurance agency that does business with a wide-spectrum of insurance companies, you can get the affordable coverage that you seek.
Do yourself a favor and educate yourself about your coverage possibilities. Then, go ahead and enjoy the Deal offerings because there's so much about it to love!