A+
17%
Overall NAT. AVG.
2%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Northern Hills Dayton Ohio
Cost of living838289
Groceries989897
Health care969696
Housing545074
Transportation949496
Utilities949496
Lifestyle & Entertainment949495
Household Items969697
Education & Childcare989893
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Cost Of Living Quick Facts

  • The cost of living in Northern Hills is 7% lower than the Dayton average
  • The cost of living in Northern Hills is 17% lower than the national average
  • Northern Hills housing is 46% lower than the national average
  • Ohio general sales tax is 13% higher than the national average
  • Ohio state income tax is 6% higher than the national average

Most Affordable Places to Live in and Around Northern Hills

See all the best places to live around Northern Hills

Compare Dayton, OH Cost of Living

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      Cost of living index
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      Utilities index
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      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Household$53,309$4,442$1,244$1,599

      Ohio Sales Tax

      State General Sales Tax With Max Surtax
      Ohio 5.75% 8%

      Ohio Income Tax

      State Income Tax (Low) Income Tax (High)
      Ohio 2.76% 3.99%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Centerville village, OH707821.7%
      Drexel, OH2,3697921.4%
      Highland Holiday, OH7047921.1%
      Trotwood, OH25,2008317.1%
      New Lebanon, OH4,0088416.0%
      Dayton, OH145,9278217.9%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Syracuse, NY146,063954.5%
      Fullerton, CA146,10317575.2%
      Murfreesboro, TN146,1031099.1%
      Kelowna, BC145,612n/a 
      Midland, TX145,3241087.7%
      Dayton, OH145,9278217.9%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.