C
14%
Overall NAT. AVG.
5%
Groceries NAT. AVG.
57%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Dardenne Prairie Missouri National
Cost of living11490100
Groceries9596100
Health care9897100
Housing15777100
Transportation9396100
Utilities9295100
Lifestyle & Entertainment9895100
Household Items9997100
Education & Childcare9995100
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An Overview of Cost of Living in Dardenne Prairie, MO

Knowing the cost of living in Dardenne Prairie allows individuals to create a realistic budget. This helps them understand how their income will cover expenses and whether they need to make financial adjustments. The cost of living in any region can fluctuate due to various factors. To assess the cost of living consistently across different areas, a national average of 100 serves as the basis for the cost of living index. The cost of living in Dardenne Prairie stands at 114, marking it 14% higher than the national average.

Housing costs significantly influence the Dardenne Prairie cost of living index, typically accounting for a substantial portion of one's post-tax income. Regrettably, within this particular region, expenses related to both residential ownership and renting exceeded those observed in an average city by 57%. This entails elements such as housing and rental prices, mortgage interest rates and insurance costs.

Is Dardenne Prairie Affordable?

Is Dardenne Prairie affordable? It's a key consideration when pondering a move, as affordability often shapes your choices. The cost of living index (we discussed it earlier), coupled with housing costs and income levels, serves as the cornerstone for determining a location's affordability. Take Dardenne Prairie, for instance, where the median home price falls 72.1% higher than the national average, and monthly rent rates are 21.8% higher than usual. Additionally, median income levels contribute to the equation, with Dardenne Prairie flaunting a median household income of $200,259, 146.2% higher than the national norm.

What Factors can Influence the Cost of Living in Dardenne Prairie?

Healthcare: Healthcare expenses and insurance premiums can vary significantly depending on the specific city or state. Factors such as accessibility to healthcare facilities, out-of-pocket expenses for doctor's visits, dental care expenses, prescription costs and specialized medical care fees can all influence the overall cost of living. In Dardenne Prairie, healthcare costs are 2.4% lower than the national average.

Subsidies: Certain cities or states may implement government subsidies or assistance programs with the goal of alleviating the cost of living pressures on their residents. These programs encompass a broad spectrum of support mechanisms, including Medicare, Medicaid, housing subsidies, low-income home energy assistance programs, school lunch programs, supplemental nutrition assistance programs, student loans, electric vehicle tax credits, affordable care act subsidies and farming subsidies. Areas offering fewer subsidies may experience a rise in their cost of living.

Utilities: Like everything else, utilities costs can range significantly depending on factors like climate, energy sources available, location and even state regulations. Things like electricity, water, heating and waste disposal costs can be higher or lower, depending on the city or state. The utilities index in Dardenne Prairie comes in at 8.1% lower than the national average.

Where is the Data From?

The cost of living data for Dardenne Prairie shown above is based on a U.S. average baseline score of 100, making it easier to compare how far your dollar may go from one city to another. Housing uses U.S. Census home price and rental data, while all remaining values are AI-assisted estimates informed by regional pricing, climate, transportation dynamics, and local economic factors. These scores are best used for directional comparisons between cities.

Cost Of Living Quick Facts

  • The cost of living in Dardenne Prairie is 26% higher than the Missouri average
  • The cost of living in Dardenne Prairie is 14% higher than the national average
  • Dardenne Prairie housing is 57% higher than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Dardenne Prairie

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$208,014$17,335$4,853$6,241
      Renters$0$0$0$0
      The affordability of the housing market in Dardenne Prairie, MO as well as the overall cost of living can be predicted by what percent of the monthly income is spent on housing related costs. This is konwn as the debt-to-income ratio (DTI). The overall rule of thumb is that no more than 28% of your gross income should be spent on the overall costs related to housing and no more than 36% of gross income on all expenses and debts. Among Dardenne Prairie homeowners, the median income is $208,014. This indicates that a monthly maximum of $4,853 should be spent by homeowners on all housing related costs. Renters have a median income of $0. This indicates that renters would have a maximum of $0 for their rent related monthly costs.

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Three Creeks, MO4964.3%
      Champ, MO3964.1%
      Defiance, MO70964.3%
      Fountain N' Lakes, MO2418218.1%
      Brussels, IL1178217.9%
      Dardenne Prairie, MO13,88411414.2%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Soddy-Daisy, TN13,883936.9%
      Levelland, TX13,8858713.1%
      Ardmore, PA13,88212625.5%
      Lacombe, AB13,889n/a 
      The Nation / La Nation, ON13,890n/a 
      Dardenne Prairie, MO13,88411414.2%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.