Cost of Living in Cushing, OK

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18%
Overall NAT. AVG.
4%
Groceries NAT. AVG.
46%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Cushing Oklahoma National
Cost of living8288100
Groceries9696100
Health care9395100
Housing5470100
Transportation9796100
Utilities9596100
Lifestyle & Entertainment9294100
Household Items9697100
Education & Childcare8993100
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Homes For Sale In Cushing, OK

property for sale

1117 E Maple St

Cushing, OK
property for sale

315 S Dungan Ave

Cushing, OK
property for sale

1427 S Little Ave

Cushing, OK
property for sale

211 N Kings Hwy

Cushing, OK
See the Newest Homes For Sale In Cushing, OK

Cost Of Living Quick Facts

  • The cost of living in Cushing is 6% lower than the Oklahoma average
  • The cost of living in Cushing is 18% lower than the national average
  • Cushing housing is 46% lower than the national average
  • Oklahoma general sales tax is 12% lower than the national average
  • Oklahoma state income tax is 90% lower than the national average

Most Affordable Places to Live in and Around Cushing

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      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index
      Lifestyle index
      Household index
      Educare index

      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$73,141$6,095$1,707$2,194
      Renters$47,375$3,948$1,105$1,421
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Cushing, OK, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Cushing homeowners, is $73,141. This would allow for a maximum of $1,707 per month to be spent on housing costs. For renters, the median monthly income is $47,375 which would result in a maximum of $1,105 to be spent on rental costs.

      Oklahoma Sales Tax

      State General Sales Tax With Max Surtax
      Oklahoma 4.5% 11%

      Oklahoma Income Tax

      State Income Tax (Low) Income Tax (High)
      Oklahoma 0.25% 4.75%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Shamrock, OK32955.5%
      Kendrick, OK897623.5%
      Depew, OK4527821.6%
      Jennings, OK3657822.0%
      Agra, OK3347821.7%
      Cushing, OK8,0538217.7%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Milliken, CO8,05312121.3%
      Kings, Subd. C, NS8,052n/a 
      Happy Valley-Goose Bay, NL8,051n/a 
      Altoona, WI8,056991.4%
      Middletown, KY8,0481076.7%
      Cushing, OK8,0538217.7%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
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