Cost Of Living in Shamrock, OK

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5%

Overall NAT. AVG.

4%

Groceries NAT. AVG.

100%

Housing NAT. AVG.

Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.

The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index	Shamrock	Oklahoma	National
Cost of living	95	88	100
Groceries	96	96	100
Health care	93	95	100
Housing	n/a	70	100
Transportation	97	96	100
Utilities	95	96	100
Lifestyle & Entertainment	92	94	100
Household Items	96	97	100
Education & Childcare	89	93	100

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Homes For Sale In Shamrock, OK

502 E 3rd ST E

Shamrock, OK

Cost Of Living Quick Facts

The cost of living in Shamrock is 8% higher than the Oklahoma average
The cost of living in Shamrock is 5% lower than the national average
Shamrock housing is 17% lower than the national average
Oklahoma general sales tax is 12% lower than the national average
Oklahoma state income tax is 90% lower than the national average

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Price difference in compared to

Cost of living index
Groceries index
Health care index
Housing index
Transportation index
Utilities index
Lifestyle index
Household index
Educare index

Median Income & Debt-To-Income Ratio

Median Income	Per Year	Per Month	Max Budget (28% DTI)	Max Budget (36% DTI)
Owners	$0	$0	$0	$0
Renters	$0	$0	$0	$0

Oklahoma Sales Tax

State	General Sales Tax	With Max Surtax
Oklahoma	4.5%	11%

Oklahoma Income Tax

State	Income Tax (Low)	Income Tax (High)
Oklahoma	0.25%	4.75%

Nearby cities with low cost of living

City	Population	Cost of Living Index	National Avg.
Kendrick, OK	89	76	23.5%
Depew, OK	452	78	21.6%
Drumright, OK	2,939	79	21.1%
Oilton, OK	827	79	20.8%
Davenport, OK	731	81	18.8%
Shamrock, OK	32	95	5.5%

Cities with similar population

City	Population	Cost of Living Index	National Avg.
Alatna, AK	32	114	14.1%
Skwentna, AK	32	118	18.0%
Fourche, AR	32	78	22.2%
Nubieber, CA	32	117	17.4%
Hidden Lake, CO	32	106	5.6%
Shamrock, OK	32	95	5.5%