Overall 1%
Goods & Services 1%
Housing 8%
Date & Last Updated: This data reflects 2020 and was released from C2ER in January, 2021; this is the most current data available.
The cost of living index is based on a national average of 100. For example, if the cost of living is 90, then it is 10% lower than average. If the cost of living is 110, then it is 10% higher than average. The breakdown for each index is as follows: goods & services (33%), groceries (13%), health care (5%), housing (30%), transportation (9%) and utilities (10%). If the cost of living data was unavailable for this city, estimates based upon nearby cities were used.
IndexCullowheeNorth CarolinaNational
Cost of living9995100
Goods & Services100100100
Health care116108100

Key findings

  • The cost of living in Cullowhee is 4% higher than the North Carolina average
  • The cost of living in Cullowhee is 1% lower than the national average
  • Cullowhee housing is 8% lower than the national average
  • North Carolina general sales tax is 7% lower than the national average
  • North Carolina state income tax is 113% higher than the national average

Most Affordable Places to Live in and Around Cullowhee

See all the best places to live around Cullowhee

Compare Cullowhee, NC Cost of Living

      How would you rate the cost of living in Cullowhee?
      Write a review to give others more information about this area.
      Is the cost of living increasing or decreasing in Cullowhee?
      Write a review to give others more information about this area.
      See all Cullowhee poll results

      Salary Calculator

      This is how much you would need to earn in
      Price difference in compared to
      Cost of living index
      Goods & Services index
      Groceries index
      Health care index
      Housing index
      Transportation index
      Utilities index

      Median Income & Debt-To-Income Ratio

      Median IncomePer YearPer MonthMax Budget (28% DTI)Max Budget (36% DTI)
      The percent of monthly income spent on housing can be a good indicator of the affordability of housing in Cullowhee, NC, as well as the overall cost of living. As a general rule of thumb, the debt-to-income ratio (DTI) for homeowners or renters should be not more than 28 percent of gross income to be spent on housing related costs and not more than 36 percent of income on all expenses, including debts. The median income for Cullowhee homeowners, is $86,844. This would allow for a maximum of $2,026 per month to be spent on housing costs. For renters, the median monthly income is $20,667 which would result in a maximum of $482 to be spent on rental costs.

      North Carolina Sales Tax

      StateGeneral Sales TaxWith Max Surtax
      North Carolina4.75%7.5%

      North Carolina Income Tax

      StateIncome Tax (Low)Income Tax (High)
      North Carolina5.25%5.25%

      Goods & Services

      ItemCullowheeNational avg.Difference
      Haircut $25.00$18.6234.2%
      Beauty Salon $50.00$39.0528.1%
      Toothpaste $2.69$2.3414.8%
      Shampoo $1.13$1.066.9%
      Movie $12.49$10.6816.9%
      Bowling $15.00$14.672.2%


      ItemCullowheeNational avg.Difference
      Ground Beef $4.12$4.222.5%
      Fried Chicken $1.19$1.3914.4%
      Milk $1.79$2.0512.5%
      Potatoes $3.69$3.2912.3%
      Pizza $10.49$10.621.3%
      Beer $10.16$9.388.3%

      Health Care

      ItemCullowheeNational avg.Difference
      Optometrist $117.32$108.578.1%
      Doctor $116.59$116.170.4%
      Dentist $128.33$99.1329.5%
      Ibuprofen $10.63$9.689.8%
      Lipitor $554.17$466.9218.7%


      ItemCullowheeNational avg.Difference
      Home Price $194,000.00$184,700.005.0%
      Avg. Mortgage Payment $1,454.57$1,197.4221.5%
      Apartment Rent $590.00$949.0037.8%


      ItemCullowheeNational avg.Difference
      Gasoline $2.19$2.221.5%
      Tire Balancing $56.16$50.0712.2%


      ItemCullowheeNational avg.Difference
      All Electricity$185.77$167.6710.8%
      Phone $179.92$175.642.4%
      Although the cost of living data is updated regularly, this cost of living information is to be used as estimates only as prices can change on an ongoing basis.

      Nearby cities with low cost of living

      City, StatePopulationCost of Living IndexNational Avg.
      Glenville, NC511022%
      Cherokee, NC2,01389-11%
      Bryson City, NC1,66581-19%
      Sylva, NC2,59994-6%
      Franklin, NC3,93095-5%
      Cullowhee, NC5,55699-1%

      Cities with similar population

      City, StatePopulationCost of Living IndexNational Avg.
      Pecan Plantation, TX5,5551033%
      Gardnerville, NV5,55511010%
      Fruitridge Pocket, CA5,5541077%
      Solvang, CA5,55217070%
      Iola, KS5,56076-24%
      Cullowhee, NC5,55699-1%
      Source: The Cullowhee, NC cost of living data displayed above is derived from the Council for Community and Economic Research (C2ER) for 2020.