F
33%
Overall NAT. AVG.
1%
Groceries NAT. AVG.
115%
Housing NAT. AVG.
Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.
The cost of living index is based on a national average of 100. For example, if the cost of living score is 90, then the estimated cost of living is 10% lower than the national average. If the score is 110, then the estimated cost of living is 10% higher than average. The overall index is calculated using weighted estimates across major everyday expense categories, including housing (30%), groceries (16%), transportation (12%), healthcare (10%), utilities (8%), lifestyle and entertainment (8%), household expenses (8%), and education and childcare (8%). All values are AI-assisted city-level estimates designed for directional comparisons.
Index Creve Coeur Missouri National
Cost of living13390100
Groceries9996100
Health care9897100
Housing21577100
Transportation9596100
Utilities9395100
Lifestyle & Entertainment9995100
Household Items9897100
Education & Childcare9795100
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An Overview of Cost of Living in Creve Coeur, MO

Getting a feel for the cost of living in Creve Coeur is essential for anyone planning to relocate, as it empowers them to make informed financial decisions, secure a comfortable lifestyle and maintain financial stability in their new environment. The cost of living in Creve Coeur is 133, which is 33% higher than the national average. Relocating individuals may need to adjust their savings and investment strategies based on the cost of living in the new location. It influences decisions about retirement planning, investments and financial goals.

If you value affordability in your search for a new place to live, Creve Coeur may not be the most suitable option, as it stands out as one of the priciest areas in the entire United States. Only a small fraction of regions have a cost of living that is more than 20% higher than the national average, and regrettably, Creve Coeur falls into this category, which may not align with your desire for an affordable place to call home.

Housing costs make up a big chunk of the cost of living in Creve Coeur, and they usually eat into a large part of your take-home pay. Unfortunately, in this area, both buying a home and renting one costs 115.3% more than the average city. This includes stuff like home prices, rent, mortgage rates, and insurance.

Is Creve Coeur Affordable?

Is Creve Coeur an affordable place to live? It's a good question and one that you might want to ask when considering any new city, as affordability can play a huge role in the decision making process. The cost of living index (which we covered above), as well as housing costs and income levels play a vital role in determining the affordability of an area. The median home price in Creve Coeur is 148.6% higher than the national average, while the average monthly rent prices are 37.7% higher than average. The affordability of any location can also be influenced by median income levels. Creve Coeur has a median household income of $143,524, which is 76.5% higher than the national average.

What Factors can Influence the Cost of Living in Creve Coeur?

Transportation: If public transportation is limited or not available, residents may need to own and maintain vehicles, which can add to the cost of living. Gas, insurance, regular maintenance and potentially lease or finance payments will all need to be paid on a monthly basis. In Creve Coeur, the transportation index is 4.8% lower than the national average.

Healthcare: Healthcare expenditures and insurance premium rates can vary significantly, contingent upon the particular city or state. Factors such as the accessibility of healthcare facilities, out-of-pocket expenses for doctor's appointments, dental care charges, prescription medication costs, and expenses related to specialized medical care can all have an impact on the overall cost of living. In Creve Coeur, healthcare costs are 1.8% lower than the national average.

Utilities: Much like any other costs, utility expenses can exhibit considerable variations, influenced by factors such as climate, available energy sources, geographic location and state regulations. The costs associated with electricity, water, heating, and waste disposal can vary significantly depending on the city or state in question. In Creve Coeur, the utilities index stands at 6.6% lower than the national average.

Where is the Data From?

The Creve Coeur cost of living estimates above use a normalized U.S. average of 100 as the baseline for comparison. Housing values incorporate local home price and rental information from the U.S. Census, while all other estimates are AI-assisted and modeled using expected everyday expenses, local market trends, climate, and transportation-related cost pressures. The results are intended for practical city-to-city comparisons.

Cost Of Living Quick Facts

  • The cost of living in Creve Coeur is 47% higher than the Missouri average
  • The cost of living in Creve Coeur is 33% higher than the national average
  • Creve Coeur housing is 115% higher than the national average
  • Missouri general sales tax is 17% lower than the national average
  • Missouri state income tax is 23% lower than the national average

Most Affordable Places to Live in and Around Creve Coeur

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Compare Creve Coeur, MO Cost of Living

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      Median Income & Debt-To-Income Ratio

      Median Income Per Year Per Month Max Budget (28% DTI) Max Budget (36% DTI)
      Owners$194,444$16,204$4,537$5,834
      Renters$86,262$7,189$2,013$2,588
      To approximate the cost of living and the housing affordability in Creve Coeur, MO, we can look at the percentage of income that is available to be spent on monthly housing, otherwise known as the debt-to-income ratio (DTI). To stay on the safe side, a consumer should not spend more than 28% of his or her gross income on housing-related expenses and costs and not more than 36% of income on all expenses and debts. Homeowners in Creve Coeur have a median income of $194,444. Therefore, the amount that a consumer should spend on housing costs should be no more than $4,537 per month to avoid calamity and poverty. The renters in the city have an income of about $86,262, which would make their monthly maximum allowable rental costs $2,013.

      Missouri Sales Tax

      State General Sales Tax With Max Surtax
      Missouri 4.225% 10.85%

      Missouri Income Tax

      State Income Tax (Low) Income Tax (High)
      Missouri 2% 4.95%

      Nearby cities with low cost of living

      City Population Cost of Living Index National Avg.
      Champ, MO3964.1%
      Peaceful Village, MO956931.1%
      Brooklyn, IL4457426.2%
      East Carondelet, IL3307822.2%
      Kinloch, MO3447920.8%
      Creve Coeur, MO19,15913332.6%

      Cities with similar population

      City Population Cost of Living Index National Avg.
      Altus, OK19,1578416.3%
      Twinsburg, OH19,1491033.4%
      Augusta, ME19,148963.8%
      Forest Park, OH19,147918.9%
      Winthrop Town, MA19,17214949.2%
      Creve Coeur, MO19,15913332.6%
      Date & Last Updated: These cost of living estimates reflect 2026 modeled data using U.S. Census housing inputs and AI-assisted city-level pricing models.